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No Annual Fee1
Whether you're looking to establish, improve or rebuild your credit, the Citi® Secured Mastercard® can help you get there. Simply, make everyday purchases and pay your bill on time. Best of all, there's no annual fee1. Take the first step toward achieving your financial goals and apply for Citi's secured credit card today.
To receive a Citi® Secured Mastercard® you must meet our credit qualification criteria for this card, which includes our review of your income and your debt. If approved, your security deposit must be equal to your credit limit. You must not have any bankruptcy history within the last two years.
If you are approved for the card, provide a security deposit for the amount of your credit limit, between $200-$2,500. Your security deposit will be equal to the amount of your credit limit. Your security deposit will be held in a Collateral Holding Account for an initial term of up to 18 months and will not earn interest. Unless Citi determines your account is eligible to have your deposit returned, you must keep your CHA open for the full 18 months. If your Citi Secured credit card account is in default or is not renewed, we may apply your security deposit to the outstanding credit card balance and close your account.
Purchase APR % variable APR1
A security deposit is required for this product (minimum $200)2
Citi® Identity Theft Solutions
Identity theft can happen to anyone. If it happens to you, Citi® Identity Theft Solutions can help you resolve the matter and get your life back on track. We assist you with identifying compromised accounts, filing police reports and taking steps to get your good name and good credit back.
$0 Liability on Unauthorized Charges
You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.
Your Citi credit card is welcome at millions of merchant locations, ATMs and financial institutions worldwide. That means no matter where you are, your card opens doors and makes things possible. Use it to make purchases and to get emergency cash anywhere in the world Mastercard® credit cards are accepted.
Manage Your Account Online and On The Go
Enjoy 24/7 access to your account online. Check your balance, view transactions, and even make a payment using free online and mobile banking tools. Get free account alerts delivered right on your mobile device.