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No Annual Fee1
Whether you're looking to establish, improve or rebuild your credit, the Citi® Secured Mastercard® can help you get there. Simply, make everyday purchases and pay your bill on time. All you need to do to get started is provide a security deposit when applying and best of all, there's no annual fee1. Take the first step toward achieving your financial goals and apply for Citi's secured credit card today.
Provide a security deposit between $200 - $2,500 when submitting an application. Once your security deposit is received and you are approved, your credit limit will be equal to the amount of the security deposit you've submitted. Your security deposit will be held in a Collateral Holding Account for 18 months and will not earn interest. If your credit card account is in default, we may apply your security deposit to the outstanding credit card balance and close your account.
To receive a Citi® Secured Mastercard® you must meet our credit qualification criteria for this card, which includes our review of your income and your debt. If you are approved, your credit limit will be equal to the amount of your security deposit. You must not have any bankruptcy history within the last two years.
Purchase APR % variable APR1
A security deposit is required for this product (minimum $200)2
Citi® Identity Theft Solutions
Identity theft can happen to anyone. If it happens to you, Citi® Identity Theft Solutions can help you resolve the matter and get your life back on track. We assist you with identifying compromised accounts, filing police reports and taking steps to get your good name and good credit back.
$0 Liability on Unauthorized Charges
You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.
Your Citi credit card is welcome at millions of merchant locations, ATMs and financial institutions worldwide. That means no matter where you are, your card opens doors and makes things possible. Use it to make purchases and to get emergency cash anywhere in the world Mastercard® credit cards are accepted.
Manage Your Account Online and On The Go
Enjoy 24/7 access to your account online. Check your balance, view transactions, and even make a payment using free online and mobile banking tools. Get free account alerts delivered right on your mobile device.