We recommend you update your browser for a better online banking experience
Prestige Travel Benefits
Enjoy a $250 air travel credit each year, complimentary access to American Airlines Admirals Club® lounges, plus hundreds of VIP lounges through Priority Pass™ Select, and a complimentary 4th night for any hotel stay, worldwide2
No Foreign Transaction Fees on Purchases1
Purchase APR % Variable1
Annual Fee $
Superior Earning Potential
With Citi Prestige®, you'll earn 3x points on Air Travel and Hotels, 2x points on Dining at Restaurants and Entertainment and 1 ThankYou® Point per $1 spent on other purchases.
Transfer points to a variety of travel loyalty programs from airlines to hotels.2
Citi Prestige Global Concierge From travel and entertainment, to reservations for dinner and everyday tasks, our global Citi Prestige Concierge team is here to provide assistance from anywhere in the world.2
EMV Chip Technology Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
If you are interested in this card, you might also like...
From departure to arrival and beyond, Citi Prestige® cardmembership brings you an exceptional portfolio of travel benefits.
Each year a $250 Air Travel Credit will automatically be applied to flight-related expenses charged to your card, including airline tickets, baggage fees, upgrades and more.2
Enjoy complimentary access to American Airlines Admirals Club® lounges, plus hundreds of VIP lounges through Priority Pass™ Select.2
Extend your trip with a complimentary night at any hotel of your choice after a minimum 4-consecutive-night booking. There's no limit to the number of times you can use this benefit, so go ahead and stay a little bit longer.2
The MasterCard® Airport ConciergeTM service will assign a dedicated airport concierge to meet you at arrival, escort you through all checkpoints and assign porters for your luggage.2
Receive a $100 Global Entry application fee credit. Once approved for Global Entry by the U.S. Government, you can bypass long lines and enjoy expedited entry into the U.S.2
Choose from a selection of luxury tours and vacation packages, and sea and river cruises, with exclusive discounts.2
Feel welcome anywhere with travel benefits designed to make every trip memorable
Our global concierge team is available 24/7, anywhere in the world and ready with anything from trip arrangements to purchasing tickets, to booking exclusive events and tables at some of the world's best restaurants.
A wide range of Citi Prestige travel and purchase protection benefits are designed to assist you, your money and your possessions, whether at home or abroad.
When the unexpected happens, we're always here to help.
Our Fraud Early Warning system monitors your account to detect potentially fraudulent transactions. When we see suspicious activity, we will take appropriate actions to protect your account.
With $0 liability on unauthorized charges, if someone uses your card without consent, you won't have to worry about paying for charges you didn't make.
The Lost Wallet® Service replaces lost or stolen cards as soon as possible - usually within 24 hours - and even provides you with emergency cash.2
The Citi® Identity Theft Solutions' team will help you contact credit bureaus, assist with police reports and offer assistance to get your life back in order if you experience identity theft.
Citi® Price Rewind
Shop now. We'll search for a lower price after you buy. If the same item is found at retailers' sites within 60 days, you can be refunded the price difference up to $300 per item, and up to $1,200 per year.
Damage & Theft Purchase Protection
Shop with more confidence — you're covered up to $10,000 per item, up to $50,000 per year if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).
90 Day Return Protection
A better return policy. You can get a refund of up to $500 per item, and up to $2,500 per year, for most items when a merchant won't take it back within 90 days of purchase.
Add up to a year on your warranty of five years or less so you can feel more confident when you make purchases with your Citi card. You're covered for up to $50,000 per year.
Missed Event Ticket Protection
Because plans don't always go your way. If you have to miss a show, game or event due to bad weather, venue cancellation, accident delays or even lost tickets, you may be refunded the cost of the tickets, up to $500 per ticket and up to $5,000 per year.
Citi with Apple Pay™ is another way Citi provides quick and easy payments. With a simple touch you can pay in-app or at over 200,000 stores with the iPhone® 6, or in-app with the iPad Air™ 2 and iPad mini™ 3. Plus, youll still enjoy all of the security and benefits that come with your Citi card when you use Apple Pay to check out. Learn more at
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Not all benefits are available to residents outside of the 50 United States and the District of Columbia. Complete program details including Who's Covered, What's Covered, What's Not Covered and coverage amounts will be provided upon cardmembership.
*Benefits underwritten and administered by IDS Property Casualty Insurance Company, De Pere, WI.
Travel & Emergency Assistance
If you need assistance before or during a trip, services are available 24/7 for emergency travel arrangements, travel issues, medical and legal referrals and much more. You won't have to scramble to find services close to your location or worry about asking for help when you don't speak the language.
Trip Cancellation & Interruption Protection
Travel plans can go awry for many reasons. If certain unforeseen events get in the way of your trip, you may be reimbursed for non-refundable trip expenses, like change fees, up to $5,000, per person, per trip provided you paid for the trip with your Citi card.
Trip Delay Protection
Making delays easier to take. From meals to hotel rooms, you'll be covered for many unplanned expenses you might have when you are delayed for 3 hours or more, up to $500 per trip.
Worldwide Travel Accident Insurance2
Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur, up to $1,000,000 in compensation.
Worldwide Car Rental Insurance
Be more confident at the rental car counter—you may be covered against theft or damage up to $100,000 for any rental car in any country when you pay with your Citi card and decline the rental company's collision loss/damage insurance.
You won't get stranded when travelling and the right emergency care isn't available locally. Becoming seriously ill or injured while traveling can be frightening, especially if you can't get the help you need right where you are. If you have a serious medical emergency and need help getting home or to the right medical facility, you're covered up to $100,000 for medical evacuation costs.
Get help with a single call when car problems strike. If you have car trouble while you're on the road in the United States, the help you need will be sent directly to your location almost anywhere in the U.S.
Lost Baggage Protection
Say goodbye to baggage worries. You're covered up to $3,000 per person, per trip ($2,000 per person, per bag, per trip for New York residents) if items are lost, stolen or damaged by the common carrier on a trip you paid with your Citi card.
Baggage Delay Protection
With you even if your bags aren't. If your baggage is delayed for 3 hours or more, you'll be reimbursed for items you may need to buy until your bag arrives, up to $500 per trip.
Earn 50,000 bonus ThankYou® Points after you spend $3,000 in purchases within 3 months of account opening.2 Points are redeemable for an $800 flight on American Airlines or US Airways®, a $665 flight on any other airline or $500 in gift cards.
Bonus ThankYou Points not available if you have had a Citi Prestige card opened or closed in the past 18 months.2
Earning and Redeeming ThankYou Points
Earn points faster with Citi Prestige®, including triple points on airfare and hotels, double points on dining and entertainment, and one point on other purchases.
Travel more with fewer ThankYou® Points
Your points are worth 60% more on American Airlines and US Airways® flights or 33% more on other flights compared to non-air travel when booked through the Citi ThankYou® Travel Center.
With no points cap and no expiration of points, there's no limit to the points you can earn.
Redeem ThankYou Points for almost anything, from travel, electronics, and one-of-a-kind experiences, to statement credits, cash and gift cards from popular retailers. You can also use your points to make a donation to charity.
Transfer points to participating travel loyalty programs.2
Balance transfers, cash advances, fees, interest and items returned for credit also do not qualify as an eligible purchase. Once these points post to your account, you may redeem them for great rewards, including $500 in gift cards. To redeem points, visit thankyou.com or call 1-800-THANKYOU (1-800-842-6596). Bonus ThankYou Points not available if you have had a Citi Prestige card opened or closed in the past 18 months.
ADMIRALS CLUB® ACCESS PRIVILEGES FOR CITI PRESTIGE: Benefit applies to Citi Prestige® primary cardmembers who are 18 years of age or older and are traveling on American, American Eagle Airlines, Inc. or an American Connection carrier flight number only. The primary cardmember may bring as guest(s) either immediate family (spouse, domestic partner and/or children under 18 years of age) or up to two traveling guests. This benefit does not provide access privileges to US Airways clubs®, Arrivals Lounge, or Flagship® Lounge facilities, or other airline lounges or clubs with which American Airlines may have reciprocal lounge or club access privileges, including lounges operated by oneworld Alliance. To access the Admirals Club® lounge, the primary cardmember must present (i) his or her open and valid Citi Prestige World EliteTM MasterCard®, (ii) his or her current government-issued I.D., and (iii) any additional required documentation. Prestige cardmembers must present a stand-by ticket or boarding pass, showing an American, American Eagle Airlines, Inc., or an American Connection carrier flight number, valid for travel on such flight. To locate a current list of lounges please visit aa.com/admiralsclub. For more information, please see Admirals Club Access Privileges for Citi Prestige in the Citi Prestige Card Terms and Conditions at citi.com/citiprestige.
$250 Air Travel Credit
Purchases made by the Primary cardmember and Authorized Users on the Card Account are eligible for this statement credit. Please allow 1-2 billing cycles after the qualifying incidental air travel fee is charged to your Card Account for statement credit(s) to be posted to the account. This statement credit is an annual benefit available for purchases appearing on your billing statements from December through the following December. Pending transactions that do not post in your December billing cycle will count towards the next year's Air Travel Credit.
• Airline Fees are defined as purchases made with airlines including Air fares, baggage fees, lounge access and some in-flight purchases. Please allow 1-2 billing cycles after the qualifying air travel expense is charged to your Card Account for statement credit(s) to be posted to the account.
• We do not determine whether merchants appropriately identify all transactions you make on your Card Account, but we do reserve the right to determine which purchases are eligible for the statement credit. Cardmembers are responsible for payment of all charges on the Card Account regardless of eligibility for statement credit. To be eligible for this benefit, the enrolled Card Account must be open and current at the time of statement credit fulfillment.
• Cardmembers can call the number on the back of their card if statement credits have not posted to their Card Account after 2 billing cycles. Cardmembers are responsible for payment of all charges on the Card Account regardless of eligibility for statement credit.
• To be eligible for this benefit, the enrolled Card Account must be open and current at the time of statement credit fulfillment.
PRIORITY PASS SELECT LOUNGE ACCESS TERMS AND CONDITIONS
Primary and Authorized users are granted complimentary access to the Priority Pass lounges and allowed a maximum of up to two guests or and immediate family members (spouse, domestic partner and/or children under 18 years of age). Any additional guests will be charged a $27 per guest, per visit charge. For the full conditions of use please visit http://www.prioritypass.com/Conditions-of-use.cfm.
International Complimentary Night Hotels and Resorts Program TERMS AND CONDITIONS
You will enjoy a complimentary fourth night with no black-out dates, when you book four consecutive nights at any hotel booked by a personal travel advisor designated by MasterCard Airport Concierge™(the "designated travel advisor" is Carlson Wagonlit Travel). Bookings made through other methods such as travel agents, websites or directly with a hotel will not qualify. Please view the full Terms and Conditions of the program at the Citi Prestige Card Terms and Conditions.
MasterCard Airport Concierge™ Service
Available at select airports. You will receive a 15% discount on these services. Additional fees may apply after the initial booking due to changes/cancellations made within 48 hours of travel, extra services added or additional passengers added at the airport. Fees depend on the airport and can be requested at time of booking. All rates are inclusive of foreign taxes, administration costs, gratuity & tips. Certain terms, conditions and limitations apply. Please see MasterCard Airport Concierge™ in the Citi Prestige Card Terms and Conditions. Please visit mastercard.com/citiprestige for the most current details in the terms and conditions section.
Global Entry Program
Global Entry is a U.S. Government program. Citi® has no control over the application and/or approval process, and does not have access to any information provided to the government by the Citi Prestige cardmember. Citi has no liability regarding the Global Entry Program. As a benefit of the Citi Prestige Card, Citi will provide one statement credit for this $100 application fee, once the fee is charged to the account. The $100 application fee credit will renew once every 5 years. If you need more information regarding the application and/or approval process, as well as the full terms and conditions of this program, please go to www.GlobalEntry.gov.
You will need an account with one of the participating loyalty programs in order to transfer points. Following a transfer of ThankYou® Points the resulting reward currency will be subject to the terms and conditions of the applicable Travel Loyalty Program. Timing of posting may vary depending on the Travel Loyalty Program and may take as long as 14 days to process. A submitted request to transfer Points may not be canceled and the Points in a submitted request may not be returned to your ThankYou Account. Thank You Rewards is not responsible for, or affiliated with, the Travel Loyalty Programs. Citi makes no representation regarding travel services provided by any of the Travel Loyalty Programs. Additional ThankYou terms and conditions apply and are available at https://www.thankyou.com/tc.jspx
Hotels and Resorts Worldwide with World Elite MasterCard®
Certain terms, conditions and limitations apply. Please visit www.mastercard.com/citiprestige for additional details in the terms and conditions section. For more information please view the full Terms and Conditions of the program at the Citi Prestige Card Terms and Conditions.
The Lost Wallet® Service
Emergency card replacement outside of the continental U.S. may take a minimum of 48 hours. There may be a service fee associated with a request for 24-hour card replacement.
Citi® Cards with Apple Pay™
Apple Pay is only available on Citi-branded consumer credit and debit cards (except for ATM, Chairman, and AT&T cards) issued in the continental U.S. and Hawaii.
Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.
Credit Cards / Citi Prestige® Card