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Citi's Best Cash Back Credit Card

Discover Citi’s best cash back credit card. The Citi Double Cash card is a cash back card that rewards you with cash back TWICE with 1% unlimited on purchases + 1% as you pay for those purchases. Learn why this has become one of Citi’s top cash back credit cards.

•   Balance Transfers do not earn cash back.

•   If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.

•   Balance Transfers must be completed within 4 months of account opening.

•   There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.

No Annual Fee1

Rewards

Earn Cash Back TWICE
This card rewards you in two ways, so now you don't have to just spend more to earn more. First, you earn 1% unlimited cash back on every purchase you make.

Then, as you pay for those purchases - whether it's all at once or over time - you earn an additional 1% cash back on those payments, as long as you pay the minimum due.

No caps and no Category restrictions
Unlike many other cards, Citi Double Cash has no restricting categories to keep track of or enroll in.2
There are also no caps on the total amount of cash back you earn.

Rewards Program Details

What Earns Cash Back
You earn 1% unlimited cash back on all your purchases and an additional 1% on payments based on those purchases. You do not earn cash back on balance transfers, cash advances, account fees, interest, or returned items.

Redeem.
You can redeem cash back for checks, statement credits or gift cards.

Benefits You Deserve

A late fee pass for you
You've got a lot going on. We understand. That's why you get a pass on your first late fee. Just a little something that adds up to more peace of mind.

Citi® Private Pass®
Citi customers enjoy special access to purchase tickets to thousands of events annually, including presale tickets and VIP packages to concerts, sporting events, dining experiences, plus complimentary movie screenings and more, at citiprivatepass.com

Citi Price Rewind
Citi Price Rewind can help get you a lower price after you buy. Register an item you purchased with your card and we will track prices at hundreds of online merchants for 60 days from your purchase date. If we find a lower price you can request a refund of the price difference, up to $300 per item and up to $1,200 per calendar year.

Security

24 Hour fraud protection
will alert you if we see unusual activity on your account.

The Lost Wallet® Service
Sometimes things happen that are out of your control, but that doesn't mean you should be inconvenienced. If you've lost your card, we'll replace it, usually within 24 hours. In addition, we'll provide you with emergency cash subject to your available cash advance limit. Visit citi.com/cardbenefits to learn more

Citi® Identity Theft Solutions
is there to assist you should you become a victim of identity theft.

Travel Protection

EMV Chip Technology
Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.

Trip Cancellation & Interruption Protection*
Travel plans can go awry for many reasons. If certain unforeseen events get in the way of your trip, you may be reimbursed for non-refundable trip expenses, like change fees, up to $1,500 per rolling year provided you paid for the trip with your Citi card.

Worldwide Travel Accident Insurance*
Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur, up to $250,000 in compensation.

Worldwide Car Rental Insurance
Be more confident at the rental car counter — you may be covered against theft or damage up to $50,000 for any rental car in any country when you pay with your Citi card and decline the rental company's collision loss/damage insurance.

Purchase Protection

Damage & Theft Purchase Protection
Shop with more confidence — you may be covered up to $1,000 per item, up to $50,000 per calendar year if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).

Extended Warranty*
Add up to a year on your warranty of five years or less so you can feel more confident when you make purchases with your Citi card. You may be covered for up to $10,000 per calendar year.

$0 liability for unauthorized charges
You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.

Convenience

Citi with Apple Pay
is another way Citi provides quick and easy payments. With a simple touch you can pay in-app or at over 200,000 stores with the iPhone® 6, or in-app with the iPad Air 2 and iPad mini 3. Plus, you’ll still enjoy all of the security and benefits that come with your Citi card when you use Apple Pay to check out. Learn more at Citi.com/ApplePay

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

Our Concierge Service
is like a personal assistant who is available 24/7 and appreciates the importance of your time. They'll help you with everything from making travel arrangements and dinner reservations, to ordinary conveniences like scheduling a cleaning service and finding a dog walker.

Save time when you call
Just say "representative" when you call, to enjoy fast, personal help, 24 hours a day.

Not all benefits are available to residents outside of the 50 United States and the District of Columbia. Complete program details including Who's Covered, What's Covered, What's Not Covered and coverage amounts will be provided upon cardmembership.

*Benefits underwritten and administered by IDS Property Casualty Insurance Company, De Pere, WI.

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