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Discover Citi’s best cash back credit card. The Citi Double Cash card is a cash back card that rewards you with cash back TWICE with 1% unlimited on purchases + 1% as you pay for those purchases. Learn why this has become one of Citi’s top cash back credit cards.
• Balance Transfers do not earn cash back.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• Balance Transfers must be completed within 4 months of account opening.
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
No Annual Fee1
Earn Cash Back TWICE
This card rewards you in two ways, so now you don't have to just spend more to earn more. First, you earn 1% unlimited cash back on every purchase you make.
Then, as you pay for those purchases - whether it's all at once or over time - you earn an additional 1% cash back on those payments, as long as you pay the minimum due.
No caps and no Category restrictions
Unlike many other cards, Citi Double Cash has no restricting categories to keep track of or enroll in.2
There are also no caps on the total amount of cash back you earn.
What Earns Cash Back
You earn 1% unlimited cash back on all your purchases and an additional 1% on payments based on those purchases. You do not earn cash back on balance transfers, cash advances, account fees, interest, or returned items.
You can redeem cash back for checks, statement credits or gift cards.
A late fee pass for you
You've got a lot going on. We understand. That's why you get a pass on your first late fee. Just a little something that adds up to more peace of mind.
Citi® Private Pass®
Citi customers enjoy special access to purchase tickets to thousands of events annually, including presale tickets and VIP packages to concerts, sporting events, dining experiences, plus complimentary movie screenings and more, at citiprivatepass.com
Citi Price Rewind
Did you get the lowest price on your Citi® card purchase? Let’s find out. Citi Price Rewind searches for a lower price on the registered items you pay for with your Citi card at hundreds of online merchants. If the same item is found at a lower price within 60 days of your initial purchase date, you may receive the difference between the price you paid and the lower price found by Citi Price Rewind. Citi Price Rewind does that hard work for you.
24 Hour fraud protection
will alert you if we see unusual activity on your account.
The Lost Wallet® Service
Sometimes things happen that are out of your control, but that doesn't mean you should be inconvenienced. If you've lost your card, we'll replace it, usually within 24 hours. In addition, we'll provide you with emergency cash subject to your available cash advance limit. Visit citi.com/cardbenefits to learn more
Citi® Identity Theft Solutions
is there to assist you should you become a victim of identity theft.
EMV Chip Technology
Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
Trip Cancellation & Interruption Protection
Travel plans can go awry for many reasons. If certain unforeseen events get in the way of your trip, you may be reimbursed for non–refundable trip expenses, like change fees, provided you paid for the trip with your Citi card.
Worldwide Travel Accident Insurance
Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur.
Worldwide Car Rental Insurance
Be more confident at the rental car counter — you may be covered against theft or damage to a rental car when you pay for your rental with your Citi card and decline the rental company’s collision loss/damage insurance.
Damage & Theft Purchase Protection
Shop with more confidence — Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).
Extends the manufacturer’s warranty so you can feel more confident when you make purchases with your Citi card.
$0 liability for unauthorized charges
You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.
Citi with Apple Pay™
is another way Citi provides quick and easy payments. With a simple touch you can pay in-app or at over 200,000 stores with the iPhone® 6. Plus, youll still enjoy all of the security and benefits that come with your Citi card when you use Apple Pay to check out. Learn more at Citi.com/ApplePay
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Our Concierge Service
Citi Concierge helps you save valuable time with a staff of specially-trained experts who are ready 24/7 to assist you with your travel, shopping, dining, entertainment and everyday needs.
Save time when you call
Just say "representative" when you call, to enjoy fast, personal help, 24 hours a day.