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1 AAdvantage® mile for every $1 spent on purchases2
Purchase Rate: % - % variable APR based on your creditworthiness.1
Travel with ease and enjoy global acceptance with your Citi chip credit card
25% savings on eligible in-flight purchases2 when you use your card
Annual Fee: $ (Fee waived for the first 12 months)1
American Airlines AAdvantage® bonus miles not available if you have had a Citi® / AAdvantage® Gold MasterCard® opened or closed in the past 18 months.
Redeem your AAdvantage® miles for a domestic round–trip flight award on American Airlines, American Eagle®, and the American Connection® carrier for as little as 25,000 AAdvantage® miles2
Receive a 25% savings on eligible in–flight food and beverage purchases when you use your card2
Save 5,000 AAdvantage® miles Use Reduced Mileage Awards and travel for fewer miles2
No blackout dates on award travel on American Airlines, American Eagle®, and the American Connection® carrier2
$0 Liability on Unauthorized Charges
You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.
Add up to a year on your warranty of five years or less so you can feel more confident when you make purchases with your Citi card. You're covered for up to $10,000 per year.
Citi® Price Rewind
Shop now. We'll search for a lower price after you buy. If the same item is found at retailers' sites within 60 days, you can be refunded the price difference up to $300 per item, and up to $1,200 per year.
Damage & Theft Purchase Protection
Shop with more confidence — you're covered up to $1,000 per item, up to $50,000 per year if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).
Travel & Emergency Assistance
If you need assistance before or during a trip, services are available 24/7 for emergency travel arrangements, travel issues, medical and legal referrals and much more. You won't have to scramble to find services close to your location or worry about asking for help when you don't speak the language.
Get great Citi® / AAdvantage® cardmember benefits including Reduced Mileage Awards, and more.
Personal Concierge Service
Your Concierge Service Representative will book flights or hotel rooms, and make restaurant reservations. You can even get help purchasing the perfect gift. No request is too big or small when you have 24/7 access to personalized service anywhere in the world.
Reduced Mileage Awards2
You can save thousands of
Worldwide Travel Accident Insurance
Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur, up to $500,000 in compensation.
Worldwide Car Rental Insurance
Be more confident at the rental car counter — you may be covered against theft or damage up to $100,000 for any rental car in any country when you pay with your Citi card and decline the rental company's collision loss/damage insurance.
Lost Baggage Protection
Say goodbye to baggage worries. You're covered up to $3,000 per person, per trip ($2,000 per person, per bag, per trip for New York residents) if items are lost, stolen or damaged by the common carrier on a trip you paid with your Citi card.
EMV Chip Technology
Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
Citi with Apple Pay™ is another way Citi provides quick and easy payments. With a simple touch you can pay in-app or at over 200,000 stores with the iPhone® 6, or in-app with the iPad Air™ 2 and iPad mini™ 3. Plus, youll still enjoy all of the security and benefits that come with your Citi card when you use Apple Pay to check out. Learn more at
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Not all benefits are available to residents outside of the 50 United States and the District of Columbia. Complete program details including Who's Covered, What's Covered, What's Not Covered and coverage amounts will be provided upon cardmembership.
American Airlines AAdvantage® bonus miles are not available if you have had a Citi® / AAdvantage® Gold MasterCard® opened or closed in the past 18 months.
American Airlines AAdvantage® bonus miles offer
American Airlines AAdvantage® miles will appear as a bonus in your AAdvantage® account 8–10 weeks after you have met the purchase requirements.
Earn American Airlines AAdvantage® miles on purchases
Purchases exclude returned goods and services, cash advances, convenience checks, transferred balances, credits, fees and interest charges. Only the primary cardmember is eligible to earn miles.
25% savings on eligible in-flight purchases
Citi®/ AAdvantage® cardmembers will receive a 25% savings on in-flight purchases of food, beverages, and headsets on flights operated by American Airlines when purchased with their Citi® / AAdvantage® card. Savings do not apply to any other in-flight purchases, such as wireless internet access, SkyMall™ and DutyFree. Offer is available on eligible flights as long as supplies last. This benefit will not be available for travel on US Airways flights or on codeshare flights booked with an American Airlines flight number but operated by another airline. Savings will appear as a statement credit 6–8 weeks after the transaction is posted to the cardmember's credit card account. Additional terms, conditions and restrictions may apply. Applicable terms and conditions are subject to change without notice.
Reduced Mileage Awards
The Reduced Mileage Awards program allows Citi® / AAdvantage® cardmembers to redeem American Airlines AAdvantage® miles for round trip or one-way travel on MileSAAver® awards to destinations selected every other month. The MileSAAver® discount is 5,000 American Airlines AAdvantage® miles round trip or 2,500 one-way for this Citi® / AAdvantage® Gold card. Redemption of Reduced Mileage Awards applies only to bookings made by phone through American Airlines Reservations or through airport or city ticket centers. A $25 USD award service charge per person applies to AAdvantage® award reservations ticketed by our reservations offices; a $20 USD award service charge per person applies to AAdvantage® award reservations ticketed by our Travel Centers; or a $35 USD award service charge per person applies to AAdvantage® award reservations ticketed by our Airport Agents. This payment does not apply to AAdvantage® Executive Platinum members and AAirpass® customers. All such additional amounts are subject to change. Flights and availability are subject to change without notice. For the complete list of Reduced Mileage Awards, visit aa.com/reducedmileageawards.
No blackout dates on American Airlines AAdvantage® award travel on American Airlines, American Eagle®, and the American Connection® carrier
American Airlines, American Eagle®, and American Connection® carriers do not have restricted dates for award travel. Seats for award travel are limited, and may not be available on all flights. Flight awards are subject to AAdvantage® program rules and restrictions. Award travel may be subject to travel embargo dates on some AAdvantage® program participating airlines.
AAdvantage® Award Travel
A total of 25,000 American Airlines AAdvantage® miles may be redeemed for round trip Main Cabin Continental U.S. / Canada MileSAAver® awards. For more information on AAdvantage® award redemption please see Redeem Miles at aa.com/aadvantage
Citi® Cards with Apple Pay™
Apple Pay is only available on Citi-branded consumer credit and debit cards (except for ATM, Chairman, and AT&T cards) issued in the continental U.S. and Hawaii.
Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.
American Airlines reserves the right to change AAdvantage® program rules, regulations, travel awards and special offers at any time without notice and to end the AAdvantage® program with six months notice. Any such changes may affect your ability to use the mileage awards or credits that you have accumulated. Members may not be able to obtain all offered awards at all times or use awards for all destinations or on all flights. AAdvantage® travel awards, mileage accrual and special offers are subject to government regulations. Unless specified, AAdvantage® miles earned through this promotion/offer do not count towards elite status qualification or AAdvantage Million MilerSM status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit aa.com/aadvantage
AmericanAirlines, AAdvantage, AAirpass, American Eagle, American Connection, MileSAAver® and AAdvantage Million Miler are trademarks of American Airlines, Inc.
Citibank is not responsible for products or services offered by other companies.