Citi Strata Premier® Card
This offer may not be available if you leave this page. Offers may vary and this offer may not be available in other places where the card is offered. Bonus ThankYou® Points are not available if you received a new account bonus for a Citi Premier® or Citi Strata Premier® account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Premier® or Citi Strata Premier® account.
10x
10 points per dollar spent on Hotels, Car Rentals and Attractions booked on cititravel.com23x
3 points per dollar spent on Air Travel and Other Hotel Purchases23x
3 points per dollar spent at Restaurants23x
3 points per dollar spent at Supermarkets23x
3 points per dollar spent on Gas & EV Charging Stations21x
1 point per dollar spent on All Other Purchases2
$100 Annual Hotel Benefit
Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com or 1-833-737-1288. Benefit applied instantly at time of booking.2
Variable APR1
% - %
on purchases and balance transfers based on your creditworthiness
Balance transfer fee1
Either $ or %
of the amount of each transfer, whichever is greater
REDEEM YOUR POINTS
Citi Travel®
Use points to book flights, hotels, car rentals and experiences on cititravel.com
Points transfer
Points transfer to JetBlue, Virgin Atlantic, Cathay Pacific, Eva Air, Choice Hotels, The Leading Hotels of the World®and others
Shop with points
Use points at participating merchants like Amazon, PayPal, CVS and others
Gift cards, cash back and more
Redeem your ThankYou® Points for gift cards to your favorite retailers and more at thankyou.com
The Reserve by Citi Travel®
Transfer your ThankYou® Points
Travel protection benefits
No foreign transaction fees1
Tap your card with contactless pay
Shop safely with a contactless, chip-enabled card. Just tap your card on the payment reader and go in seconds.
Digital wallets
Digital wallets let you shop with confidence in millions of places online, within apps and in stores.
Citi® Quick Lock
Misplaced your card? Use Citi® Quick Lock in the Citi Mobile® App or at citi.com to instantly block new charges while allowing recurring transactions to continue without disruption.
24-hour fraud protection
Citi will alert you if we see unusual activity on your account.
Mastercard® ID Theft Protection
The ID Theft Protection program offered by Mastercard® helps eliminate the worry of identity theft by monitoring the information you choose to protect and alerting you if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins. Visit mastercardidps.idprotectiononline.com to learn more.
Contactless pay
Shop safely with a contactless chip-enabled card. Just tap your card on the payment reader and go in seconds.
Automatic account alerts
Stay updated on balance, payments and credit limits via email or text.
Choose your payment due date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Paperless statements and e-communications
Reduce clutter and get your statements and most legal notices online instead of in the mail.
Add an Authorized User
Add an Authorized User to your account at no additional cost and earn points faster. After all, the benefits of this card are so amazing they're worth sharing.
24/7 Customer Service
Questions about your Citi® card account? Just call the number on the back of your credit card. Just say “representative” to access fast, live help from a friendly Customer Service representative ready to help with virtually every aspect of your cardmembership (including technical assistance) — 24 hours a day, 365 days a year.
Citi Mobile® App
Manage your account when you want, where you want and the way you want. It's how Citi digital services help you get the most out of your time.
Digital wallets
Digital wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.
Access FICO® Score
Get free access to your FICO® Score online to review your credit history.
Citi Entertainment®
Citi Entertainment® is an entertainment access program available to eligible Citi® credit card and Citibank® Debit Card customers. Citi cardmembers get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences to the year's most anticipated concerts, sporting events, arts and culture experiences.
Citi Travel®
With Citi Travel®, you can book flights, hotels, car rentals and attractions using your eligible Citi card, points or a combination of both. Citi Travel offers access to over 1.4 million hotels and resorts available worldwide.
Points transfer
Points transfer to JetBlue, Virgin Atlantic, Cathay Pacific, Eva Air, Choice Hotels, The Leading Hotels of the World® and others. There is no fee, and the minimum transfer is only 1,000 points.
Citi® Flex Pay
Buy now, pay later with Citi® Flex Pay. Pay over time in fixed monthly payments and continue to earn points on purchases. Available on eligible purchases of $75 or more.2
Explore the family of Strata Cards
Discover a range of credit cards tailored to your passions and priorities. Explore our collection of Citi Strata Credit Cards.
Frequently asked questions
The Citi Strata Premier® Card offers several benefits, including the ability to enjoy rewards through the ThankYou® Rewards program:
- 10X points on Hotels, Car Rentals, and Attractions booked through cititravel.com
- 3X points on Air Travel and Other Hotel Purchases2
- 3X points at Restaurants2
- 3X points at Supermarkets2
- 3X points at Gas and EV Charging Stations2
- 1X points on All Other Purchases2
- Annual Hotel Benefit2
Travel protection benefits2:
- Trip Cancellation and Trip Interruption (Common Carrier)
- Trip Delay
- Lost or Damaged Luggage
- MasterRental Coverage (Car Rental)
Additional benefits of this popular travel credit card include no foreign transaction fees on purchases1, as well as Points Transfer to JetBlue, Virgin Atlantic, Cathay Pacific, Eva Air, Choice Hotels, The Leading Hotels of the World®, and others.
Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com or 1-833-737-1288 (For TTY: We accept 711 or other Relay Service). Benefit applied instantly at the time of booking.
Hotels, Car Rentals and Attractions booked through cititravel.com.
There are no foreign transaction fees1 with the Citi Strata Premier® Card.
You can easily redeem ThankYou® Points for your Citi Strata Premier® Card online or by calling the ThankYou Service Center.
If you choose to redeem online, visit thankyou.com to view the entire rewards collection available through the ThankYou® Rewards program. Upon login, there are several ways you can browse and redeem for rewards:
- The main Rewards page presents all categories. Simply select the type of reward you're interested in to see what the collection has to offer.
- Browse by specific points ranges.
- Use the search tool to find specific items in the collection.
- Add any desired item to your cart. After your order has been placed, a confirmation email will be sent to confirm that the redemption was successful.
If you choose to redeem points by calling the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596), please note that only select items are redeemable by phone. For speech or hearing impaired TTY: We accept 711 or other Relay Service.
Visit the Citi Strata Premier® Card page to view the latest bonus offer as any available bonus offers for the Citi Strata Premier® Card can change from time to time.
How do I apply for the Citi Strata Premier® Card?
The application process for the Citi Strata Premier® Card is easy and straightforward. Learn more and apply online.
Is the Citi Strata Premier® Card a Mastercard® or Visa® Credit Card?
The Citi Strata Premier® Card is a Mastercard®. Learn more about the Citi Strata Premier® Card.
What credit score is needed to be approved for the Citi Strata Premier® Card?
There are many factors that Citi uses to determine creditworthiness, including your credit score. You can always visit Citi's Credit Cards homepage and navigate to the pre-qualify section to see which type of Citi card you may be pre-qualified for without affecting your credit score.
The Citi Strata Premier® Card provides other benefits such as no foreign transaction fees1, no limit to the amount of points earned, no expiration on points earned, free access to view your FICO Score and more. You can also redeem your points for great rewards with the Citi ThankYou® Rewards program.
Citi Strata Premier® Card
1Citi Strata Premier® Card Pricing Details
The variable APR for purchases, and balance transfers is 20.24% - 28.24%, based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is 20.24%-28.24%, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to 1.72% will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The variable APR for cash advances is 29.49%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge – $0.50. Annual fee - $95. Fee for foreign purchases - None. Cash advance fee - either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — either $5 or 5% of the amount of each transfer, whichever is greater.
New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.