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The Home Depot® Consumer Credit Card

Limited time offer

Save up to $100 today2

on a qualifying purchase when you open a new credit card with The Home Depot®.
$0
Annual fee1
$0 Liability
on unauthorized charges
Apply now See if you pre-qualify  
Already have a card? Sign on to manage your account

  • Special Financing Available

    everyday, in-store or online.

  • 1-Year Hassle-Free Returns

    credited back to your The Home Depot Credit Card2.

  • Up to 24-Month Financing1

    during Special Promotions throughout the year.

Enjoy special financing on qualifying purchases

Enjoy no interest with if paid in full within promotional period1 on qualifying purchases with The Home Depot® Consumer Credit Card. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.

The Home Depot Credit Card can only be used at The Home Depot stores or homedepot.com.

The Home Depot® Consumer Credit Card Pricing Details

With credit approval for qualifying purchases made on The Home Depot® Consumer Credit Card. APR: %. Minimum interest charge: $. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; see store for details.

1-Year Hassle-Free Returns

Fraud Protection Guarantee

Authorized Users

24-hour fraud protection
Citi will alert you if we see unusual activity on your account.
Contactless pay
Shop safely with a contactless, chip-enabled card. Just tap your card on the payment reader and go in seconds.
Chip-based card technology
Chip card technology keeps the same card number but provides you with security and global acceptance.
Automatic account alerts
Stay updated on balance, payments or credit limits via email or text.
24/7 customer service
Questions about your The Home Depot® Consumer Credit Card account? Just call the number on the back of your credit card. Just say 'representative' to access fast, live help from a friendly customer service representative ready to help with virtually every aspect of your card membership (including technical assistance) — 24 hours a day, 365 days a year.
Paperless statements and e-communications
Reduce clutter and get your statements and most legal notices online instead of in the mail.
Account online
Check your balance and available credit, review your statement, make a payment and more. It’s easy to manage your account with our account online portal.
Choose your payment due date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.

Explore our business card

Pro Xtra Credit Card

FAQs

The Home Depot® Consumer Credit Card extends your purchasing power across everyday and home improvement purchases at The Home Depot® locations and online stores. This home improvement store credit card offers six months financing on purchases of $299 or more and extends your window for returns to one year, subject to The Home Depot® Returns Policy.
The Home Depot® Consumer Credit Card application can be found by visiting the online application portal and filling out the necessary information. You will be required to provide both personal information and financial information related to your net income and monthly expenses to be considered for Home Depot® Consumer Credit Card approval.
See if you pre-qualify for The Home Depot® Consumer Credit Card with no impact to your credit score.
The Home Depot® Consumer Credit Card offers special financing for purchases of $299 or more. You may also get up to 24 months financing during special promotions. Another benefit of the Home Depot® Consumer Credit Card is a full year for returns, four times longer than the standard return window, subject to The Home Depot® Returns Policy.
No. The Home Depot® Consumer Credit Card can only be used at The Home Depot® stores and at homedepot.com.
No. The Home Depot® Credit Card from Citi® has no interest if paid in full within promotional period1 on qualifying purchases. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.
Limited time offer
The Home Depot® Consumer Credit Card

Save up to $100 today2

on a qualifying purchase when you open a new credit card with The Home Depot®.
Apply now See if you pre-qualify  
Already have a card? Sign on to manage your account

1The Home Depot® Consumer Credit Card Pricing Details

With credit approval for qualifying purchases made on The Home Depot® Consumer Credit Card. APR: %. Minimum interest charge: $. See card agreement for details including APR applicable to you. Offer valid for consumer accounts in good standing; 6 months everyday credit offer is subject to change without notice; see store for details.

Find the right card for you

Open a Home Depot® account today and save up to $100 after account opening.
Apply now