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Citi Double Cash® Card

Earn cash back

Earn $ cash back bonus

after qualifying purchases
Annual Fee1
No caps
on the amount of cash back you earn1
Apply now See if You're Pre-qualified  
This offer may not be available if you leave this page. Offers may vary and this offer may not be available in other places where the card is offered. Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Double Cash account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Double Cash account.

$ cash back

Earn $ cash back after you spend $ on purchases in the first months of your Citi Double Cash® Card account opening.2

Unlimited 2% cash back

Earn unlimited 1% cash back when you buy, plus an additional 1% as you pay, on every purchase.

Here's how it works

No caps and no category enrollment

Citi Double Cash® Card has no categories to enroll in. There are also no caps on the amount of cash back you earn.

Plus, earn a total of 5% on select travel

Travel your way and make the most of your vacation with an additional 3% cash back on hotels, car rentals, and attractions booked through the Citi Travel® portal.2 This is on top of the 1% when you buy and the 1% as you pay.2

Cash back is earned in the form of ThankYou® Points

This means each billing cycle, you will earn 1 ThankYou® Point per $1 spent on purchases and an additional ThankYou® Point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker. Easily redeem your points for cash back as a statement credit, direct deposit or check via the Citi Mobile App or via citi.com. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.com.

Redeem your points for cash back

Redeem as direct deposit

Redeem ThankYou® Points as a direct deposit with any checking or savings account.

Redeem as statement credit

Redeem ThankYou® Points for a statement credit in any denomination, which will be applied to your card account.

Redeem as check by mail

Redeem ThankYou® Points for a check made payable to you with minimum redemption amount of $5.

Annual Fee1
No Authorized User fee
Intro APR1
%
on balance transfers for months
Variable APR1
% - %
on balance transfers based on your creditworthiness
Intro balance transfer fee1
% ($ minimum)
of each transfer, completed within first months of account opening
Balance transfer fee after intro rate expires1
% ($ minimum)
of each transfer
Balance Transfers do not earn cash back. Intro APR does not apply to purchases. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.

$0 liability on unauthorized charges

Extended warranty

Citi® Merchant Offers

 

Citi Entertainment®

Citi Entertainment® is an entertainment access program available to eligible Citi® credit card and Citibank® Debit Card customers. Citi cardmembers get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences to the year's most anticipated concerts, sporting events, arts and culture experiences.2

 

Access FICO® Score

View your FICO® Score online anytime, without impacting your score — plus learn key factors affecting your score. It’s updated monthly and easy to find on the Citi Mobile® App and Citi® Online. Checking your score is always FREE.

 

Mastercard® ID Theft Protection

The ID Theft Protection program offered by Mastercard® helps reduce the worry of identity theft by monitoring the information you choose to protect and alerting you if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins. Visit mastercardidps.idprotectiononline.com to learn more.

Citi® Quick Lock
Misplaced your card? Use Citi Quick Lock in the Citi Mobile® App or at citi.com to instantly block new charges while allowing recurring transactions to continue without disruption.
24-hour fraud protection
Citi will alert you if we see unusual activity on your account.
Mastercard® ID Theft Protection
The ID Theft Protection program offered by Mastercard® helps eliminate the worry of identity theft by monitoring the information you choose to protect and alerting you if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins. Visit mastercardidps.idprotectiononline.com to learn more.
Extended warranty
Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Please refer to your Guide to Protection Benefits to learn more. Coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only.
Automatic account alerts
Stay updated on balance, payments and credit limits via email or text.
Choose your payment due date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Paperless statements and e-communications
Reduce clutter and get your statements and most legal notices online instead of in the mail.
Citi Mobile® App
Manage your money when you want, where you want and the way you want. It's how Citi digital services help you get the most out of your time.
Contactless pay
Shop safely with a contactless, chip-enabled card. Just tap your card on the payment reader and go in seconds.
Digital wallets
Digital wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets, you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.
Access FICO® Score
Free access to your FICO® Score online to review your credit history.
24/7 Customer service
Questions about your Citi® card account? Just call the number on the back of your credit card. Just say 'representative' to access fast, live help from a friendly customer service representative ready to help with virtually every aspect of your cardmembership (including technical assistance) —24 hours a day, 365 days a year.
Citi Entertainment®
Citi Entertainment® is an entertainment access program available to eligible Citi® credit card and Citibank® Debit Card customers. Citi cardmembers get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences to the year's most anticipated concerts, sporting events, arts and culture experiences. 2
Citi® Merchant Offers
Ready, set save with Citi® Merchant Offers. With this statement-credit program you can save on shopping, dining, travel and more. To get started, explore the Merchant Offers available to you, enroll in your favorites and complete the qualifying purchases stated in the offer details to earn your statement credit.
Citi® Flex Pay
Buy now, pay later with Citi® Flex Pay. Pay over time in fixed monthly payments and continue to earn points on purchases. Available on eligible purchases of $75 or more. 2

FAQs

You can earn your $ welcome bonus by spending $ on purchases in the first months of opening your Citi Double Cash® Card account.2
The Citi Double Cash® Card is a Mastercard credit card that provides Cardmembers with cash back rewards. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. In addition, earn 3% cash back on hotels, car rentals, and attractions booked with Citi Travel. Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 1 ThankYou® Point per $1 spent on purchases and an additional ThankYou® Point for every $1 paid on those purchases.
Plus: Earn an additional of 3 points for every $1 spent on hotels, car rentals, and attractions booked with Citi Travel. When combined with the 1 ThankYou point per $1 on your purchases and the 1 ThankYou point per $1 on your payments, this totals to 5 ThankYou points per $1 spent. To earn cash back, pay at least the minimum payment on time. And, with no annual fee1, the Citi Double Cash® Card offers another great reason for Cardmembers to use it for their everyday purchases.
Citi Double Cash® Card lets you redeem your points in a variety of ways:
  • ThankYou® Points can be easily redeemed for cash back such as a statement credit, direct deposit or check. For example, you can redeem 10,000 ThankYou® Points for a $100 statement credit, a $100 Check by Mail, or as a $100 direct deposit to your bank account.
  • You can also redeem your points for other rewards such as gift cards, Shop with Points at Amazon, travel and more. Redemption rates may vary.
  • There are no minimums when you redeem for a statement credit or direct deposit. Visit ThankYou.com to learn more.
The standard variable APR for purchases on the Citi Double Cash® Card is dependent on a margin added to the prime rate. See Pricing Details1
What is the credit limit for the Citi Double Cash® Card?
As with any credit card, the credit limit for the Citi Double Cash® Card is determined based on the Cardholder's creditworthiness. Learn more about the Citi Double Cash® Credit Card.
What is the difference between the Citi Custom Cash® Card and the Citi Double Cash® Card?
Citi Custom Cash® Card

With your Citi Custom Cash® Card you earn 5% cash back on your top eligible spend category up to $500 spent each billing cycle and 1% thereafter PLUS 1% unlimited cash back on all other purchases.

Plus 4% additional cash back on hotels, car rentals, and attractions booked with Citi Travel.

Cash back is earned in the form of ThankYou® Points

  • 5 points per $1 on purchases in your top eligible spend category each billing cycle, up to $500 spent and 1 Point per $1 on purchases in that category thereafter.
  • 1 point per $1 spent on all other purchases.
  • Plus: 4 additional points per $1 spent on hotels, car rentals, and attractions booked with Citi Travel.
Citi Double Cash® Card
Citi Double Cash® Card offers the simple convenience of earning 2% cash back on purchases with 1% cash back when you make a purchase and an additional 1% cash back as you pay for those purchases.
Plus 3% additional cash back on hotels, car rentals, and attractions booked with Citi Travel. When combined with 1% cash back on your purchases and the 1% cash back on your payments, this totals to 5% cash back.
Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 1 point per $1 when you make purchases and an additional 1 point per $1 as you pay for those purchases.
Plus: Earn additional 3 points for every $1 spent on hotels, car rentals, and attractions booked with Citi Travel. When combined with the 1 ThankYou® Point per $1 on your purchases and the 1 ThankYou® Point per $1 on your payments, this totals to 5 ThankYou® Points per $1 spent.
How can I apply for the Citi Double Cash® Card?
The application process for the Citi Double Cash® Card is easy and straightforward. Learn more and apply online.
What are the fees associated with the Citi Double Cash® Card?
The Citi Double Cash® Card does not charge an annual fee.1 However, other fees may apply if cardholders use services such as balance transfers or cash advances. Full information about fees can be found in documentation with your new card. See Pricing Details1
Is there a limit to the amount of cash back I can receive on the Citi Double Cash® Card?
There is no limit to the amount of cash back you can earn with the Citi Double Cash® Card. Plus, the Citi Double Cash® Card has no category enrollment to keep track of and no annual fee.1
CITI DOUBLE CASH® CREDIT CARD

Enjoy unlimited 2% cash back

Earn 2% cash back on purchases: 1% when you buy and 1% as you pay2 with no category enrollment, caps, or annual fee.1
Apply now See if You're Pre-qualified  
Apply by Phone: 1-800-362-0526 TTY: Use 711 or other Relay Service

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1Citi Double Cash® Card Pricing Details

Introductory rate of % for months from date of account opening for balance transfers completed within months of account opening. After the introductory period ends, a variable APR of % - %, based on your creditworthiness, applies to unpaid promotional balances and new balance transfers. The variable APR for purchases is % - %, based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is % - %, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to % will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. Variable cash advance APR - %. Variable Penalty APR up to % and applies if you pay late or your payment is returned. Minimum interest charge – $. Annual Fee – None. Fee for foreign purchases – % of the U.S. dollar amount of each purchase. Cash advance fee – either $ or % of the amount of each cash advance, whichever is greater. Balance transfer fee – intro fee of % of each transfer ($ minimum) completed within the first months of account opening. After that, % of each transfer ($ minimum).

New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

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