Citi Double Cash® Credit Card

No Annual Fee1
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2% Cash Back

Unlimited 1% cash back when you buy, plus an additional 1% as you pay, on every purchase.

+ No category restrictions or enrolment needed.2 No limit on the amount of cash back you can earn.2

Low Intro APR on balance transfers for months

% Intro APR for months on balance transfers; after that, the variable APR will be % - %, based on your creditworthiness.1

And more…

No annual fee1

$0 liability on unauthorized charges

Mastercard® ID Theft Protection available for no additional charge

Purchase Rate: % - % Variable APR, based on your creditworthiness.1 Balance Transfer Fee: Intro fee of % of each transfer ($ minimum) completed within the first 4 months of account opening. After that, % of each transfer ($ minimum).1 Balance Transfers do not earn cash back. Intro rate does not apply to purchases. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.


Earn cash back rewards in every purchase with the Citi Double Cash® Card. You earn unlimited 1% cash back on purchases made with your cash back credit card, plus another 1% cash back as you pay for those purchases, whether you pay in full or over time. Apply now for one of Citi's best cash back credit cards, with no caps and no category restrictions.

Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 1 ThankYou® point per $1 spent on purchases and an additional ThankYou® point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker

For more information, please visit the Citi Double Cash® Additional Information Page

2% Cash Back:
Earn 1% when you buy
and 1% as you pay

To earn cash back, pay at least the minimum due on time.

You can earn cash back on all your purchases and on payments you make towards your purchases. You do not earn cash back on balance transfers, cash advances, account fees, interest or returned items.

No Caps and No Category Restrictions

Citi Double Cash® Credit Card has no restricting categories to keep track of or to enroll in.2 There are also no caps on the amount of cash back you earn.


Redeem your points for cash back as a statement credit, direct deposit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at


24/7 Customer Service

Our customer service representatives are available to assist you 24 hours a day, 7 days a week.

Tap Your Card with Contactless Pay

Shop safely with a contactless-chip enabled card. Just tap your card on the payment reader and go in seconds.

Digital Wallets

Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at

24 Hour Fraud Protection

Citi will alert you if we see unusual activity on your account.

Help Keep Your Identity Safe

The ID Theft Protection program offered by Mastercard helps eliminate the worry of identity theft by monitoring the information you choose to protect and alerting you if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins. Visit to learn more

$0 Liability on Unauthorized Charges

You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise. For additional information on this, please visit for details.

Citi Entertainment®

Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more.



Please note that the terms and benefits of this product may change over time.

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Introductory rate of % for months from date of first transfer for balance transfers. Balance Transfers must be completed within 4 months of account opening. After the introductory period ends, the standard variable APR for purchases will be applied to unpaid introductory balances and new balance transfers. The standard variable APR for purchases is % to %, based on your creditworthiness. The standard variable APR for Citi Flex Plan is % to %, based on your creditworthiness. Standard variable cash advance APR - %. Variable Penalty APR up to 29.99% and applies if you pay late or your payment is returned. Minimum interest charge – $. Annual Fee – None. Fee for foreign purchases – % of the U.S. dollar amount of each purchase. Cash advance fee – either $ or % of the amount of each cash advance, whichever is greater. Balance transfer fee – intro fee of % of each transfer ($ minimum) completed within the first 4 months of account opening. After that, 5% of each transfer ($ minimum). New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

Purchases do not include items returned for credit, balance transfers, cash advances, interest and account fees.