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Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Bonus offer

Earn AAdvantage® bonus miles

after $ in purchases within the first months of account opening.2
Annual Fee, waived for the first year1
Free
First checked bag on domestic American Airlines itineraries2
Apply now
Offer available if you apply here today. Offers may vary and this offer may not be available in other places where the cards are offered. American Airlines AAdvantage® new cardmember bonus offer not available if you received a new account bonus for or if you converted another Citi credit card account on which you earned a new account bonus into a Citi® / AAdvantage® Platinum Select® account in the last 48 months.
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases2
Earn 2 AAdvantage® miles for every $1 spent at restaurants, including takeout2
Earn 2 AAdvantage® miles for every $1 spent at gas stations2
Earn 1 AAdvantage® mile for every $1 spent on all other purchases2

Pack more benefits into your wallet

First checked bag free on domestic American Airlines itineraries

Your first checked bag is free on domestic American Airlines itineraries for you and up to 4 companions traveling with you on the same reservation.2

Preferred boarding

Enjoy preferred boarding on American Airlines flights for you and up to 4 companions traveling with you on the same reservation. Find your seat sooner and get early access to overhead bins.2

Plus, enjoy a low intro APR on balance transfers

% intro APR on balance transfers only for months from date of account opening.1 After that, the variable APR will be % - % based on your creditworthiness.1 Interest will be charged on purchases unless you pay the balance due, including balance transfers by the due date each month. All transfers must be completed in the first 4 months of account opening.

RATES AND FEES

Annual Fee1
Waived for the first year
Variable APR for purchases1
% - %
based on your creditworthiness
Balance transfer fee1
Either $ or %
of the amount of each transfer, whichever is greater

American Airlines flight discount2

Special Offer: Earn a statement credit on Turo2

25% savings on inflight food and beverage purchases2

No foreign transaction fees1

Shop like a local wherever your travels take you.

No blackout dates

Travel when you want. Plan your travel freely with no blackout dates when booking with miles.

Add Authorized Users

Earn AAdvantage® miles on purchases made by Authorized Users.

Citi® Quick Lock
Misplaced your card? Use Citi® Quick Lock in the Citi Mobile® App or at citi.com to instantly block new charges while allowing recurring transactions to continue without disruption.
24-hour fraud protection
Citi will alert you if we see unusual activity on your account.
Mastercard® ID Theft Protection
The ID Theft Protection program offered by Mastercard® helps eliminate the worry of identity theft by monitoring the information you choose to protect and alerting you if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins. Visit mastercardidps.idprotectiononline.com to learn more.
Chip-based card technology
Chip card technology keeps the same card number but provides you with security and global acceptance.
Automatic account alerts
Stay updated on balance, payments and credit limits via email or text.
Choose your payment due date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Paperless statements and e-communications
Reduce clutter and get your statements and most legal notices online instead of in the mail.
Add an Authorized User
Add an Authorized User to your account and earn miles on all their purchases.
24/7 Customer Service
Questions about your Citi® card account? Just call the number on the back of your credit card. Just say "representative" to access fast, live help from a friendly Customer Service representative ready to help with virtually every aspect of your cardmembership (including technical assistance) — 24 hours a day, 365 days a year.
Citi Mobile® App
Manage your money when you want, where you want and the way you want. It's how Citi digital services help you get the most out of your time and money.
Contactless pay
Shop safely with a contactless, chip-enabled card. Just tap your card on the payment reader and go in seconds.
Digital wallets
Digital wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets, you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.
Access FICO® Score
Receive free access to your FICO® Score online to review your credit history.
Citi Entertainment®
Citi Entertainment® is an entertainment access program available to eligible Citi® credit card and Citibank® Debit Card customers. Citi cardmembers get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences to the year's most anticipated concerts, sporting events, arts and culture experiences. To learn more, visit citientertainment.com.
Citi® Flex Pay
Enjoy buy now, pay later flexibility and more. Citi Flex Pay is a convenient way to split eligible purchases of $75 or more into fixed monthly payments and pay over time using your eligible Citi® credit card. No application or credit check needed. Plus, if your card currently earns rewards on purchases, you'll continue to do so, just like you're used to.
No foreign transaction fees1
When you're ready to travel, enjoy your trip to the fullest with no foreign transaction fees.1

Two ways to earn

AAdvantage® Miles

Earn AAdvantage® miles on eligible purchases.

Loyalty Points

Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases to reach AAdvantage® status faster2.

BEING A CARDHOLDER IS A REWARDING EXPERIENCE

AAdvantage® Miles

Use your AAdvantage® miles for flights to nearly 1,100 destinations worldwide on American Airlines, oneworld® and partner airlines. Miles can also be redeemed for seat upgrades, car rentals, hotel stays, vacation packages and more.

Loyalty Points

Earn Loyalty Points toward status when you use your card for purchases. Status members have access to even more exclusive perks designed to enhance their travel experience. Enjoy complimentary premium cabin upgrades, complimentary Main Cabin Extra and Preferred Seats, and same-day standby priority. Benefits vary by status tier.

FAQs

There are many exciting benefits to being a Citi® / AAdvantage® Platinum Select® World Elite Mastercard cardmember, all of which are aimed to enrich your travel experience.
Cardmember benefits include:
  • 1 free checked bag on domestic American Airlines itineraries for you and up to 4 travel companions on the same reservation
  • Preferred boarding on American Airlines flights for up to 4 companions traveling with you and listed in the same reservation — allowing you to secure overhead bin space and enjoy the in-flight experience
  • 25% savings when using your card on in-flight food and beverages purchases on American Airlines flights
  • Earn 2 AAdvantage® miles for every dollar spent on gas stations and restaurants
  • Enjoy no foreign transaction fees on purchases1, so you can feel inspired to purchase what you need anytime, anywhere when traveling abroad
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers cardmembers exciting opportunities to earn AAdvantage® miles they can redeem for travel. Cardmembers earn 2 AAdvantage® miles for every dollar spent at gas stations and restaurants and on eligible American Airlines purchases and 1 AAdvantage® mile for every dollar spent on all other purchases.
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® was designed to elevate cardmembers’ travel experiences. As a result, cardmembers receive the following flight benefits:
  • Free first checked bag on domestic American Airlines itineraries for you and up to 4 travel companions on the same reservation, helping to reduce costs
  • Preferred boarding on American Airlines flights for up to 4 companions traveling with you and listed in the same reservation
  • A 25% savings on in-flight food and beverage purchases on American Airlines flights when you use your card
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® cardmembers can redeem their AAdvantage® miles for many exciting travel rewards, such as:
  • Flights on American Airlines, American Eagle®, any oneworld® airline or any partner airline to nearly 1,000 destinations worldwide
  • Flight upgrades to the next cabin on most domestic and international flights marketed and operated by American Airlines, British Airways and Iberia
  • Car rentals, hotels, activities and tours
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is designed for travelers, which is why there are no foreign transaction fees.1
Can you use AAdvantage® miles for flights?
Yes, AAdvantage® miles earned with your Citi® / AAdvantage® Platinum Select® World Elite Mastercard® can be redeemed for flights to nearly 1,000 destinations worldwide. In addition, AAdvantage® miles can be redeemed for flight upgrades, car rentals and hotels.
Does Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offer travel rewards?
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers cardmembers the ability to earn AAdvantage® miles on purchases, which can be redeemed for great travel rewards. Cardmembers earn 2 AAdvantage® miles for every dollar spent at restaurants and gas stations and on eligible American Airlines purchases and 1 AAdvantage® mile for every dollar spent on all other purchases.
What perks does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® have?
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers rich and rewarding perks for its cardmembers aimed to enhance your travel. Cardmember perks include:
  • 1 free checked bag on domestic American Airlines itineraries for you and up to 4 travel companions on the same reservation
  • Preferred boarding on American Airlines flights for up to 4 companions traveling with you and listed in the same reservation - allowing you to secure overhead bin space and enjoy the in-flight experience early
  • Earn 2 AAdvantage® miles for every dollar spent at restaurants and gas stations
Does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® give you lounge access?
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® does not provide lounge access. However, it does offer cardmembers many other exciting and rewarding benefits to enhance their travels.

Those interested in having Admirals Club lounge access through their credit card are encouraged to learn more about the Citi® /AAdvantage® Executive World Elite Mastercard® as it offers this, in addition to many other valuable perks.
Is there a sign-up bonus when you apply for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®?
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® frequently offers cardmembers American Airlines AAdvantage® bonus miles after they have fulfilled the terms of the offer.
Is the first checked bag free with the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®?
As a Citi® / AAdvantage® Platinum Select® World Elite Mastercard® cardmember, you receive 1 free checked bag on domestic American Airlines itineraries for you and up to 4 people on the same reservation, helping you to save money for other luxuries when traveling.
Does the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® allow for preferred boarding?
As a Citi® / AAdvantage® Platinum Select® World Elite Mastercard® cardmember, you'll be able to enjoy access to preferred boarding on American Airlines flights for you and up to 4 companions traveling with you and listed in the same reservation. This means you'll have extra time to enjoy the in-flight entertainment and place your carry-on luggage securely in the overhead bin space.
Citi® / AAdvantage® Platinum Select®
World Elite Mastercard®

Earn AAdvantage® bonus miles

after $1,000 in purchases within the first 3 months of account opening.2

1Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Pricing Details

Introductory rate of % for months from date of account opening for balance transfers completed within 4 months of account opening. After the introductory period ends, a variable APR of % - %, based on your creditworthiness, applies to unpaid promotional balances and new balance transfers. The variable APR for purchases is % - %, based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is % - %, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to % will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The variable APR for cash advances is %. The variable penalty APR is up to % and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge – $. Annual fee - , waived for the first 12 months. Fee for foreign purchases - %. Cash advance fee - either $ or % of the amount of each cash advance, whichever is greater. Balance transfer fee — either $ or % of the amount of each transfer, whichever is greater. New card members only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.