Additional Information - Citi Prestige® Card

Bonus Points Offer

Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+℠, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier℠ or Citi Prestige®, or if you have closed any of these accounts, in the past 24 months.

Citi® ThankYou® Rewards

Summary of the Citi Prestige ® Card Terms and Conditions

With the Citi Prestige Card, you can earn ThankYou Points for purchases made on your card.

Unless you are participating in a limited-time offer, you will earn:

— 5 ThankYou Points for each $1 spent on purchases at airlines and travel agencies.

— 5 ThankYou Points for each $1 spent on purchases at restaurants (including cafes, bars, lounges and fast food restaurants).

— 3 ThankYou Points for each $1 spent on purchases at hotels.

— 3 ThankYou Points for each $1 spent on purchases at cruise lines.

— 1 ThankYou Point for each $1 spent on other purchases.

Certain Non-Qualifying Purchases. Restaurants - You won’t earn 5 ThankYou Points for each $1 spent on purchases at restaurants for purchases made at bakeries, caterers, restaurants/cafes inside other establishments (such as hotels, department stores, grocery stores, discount and convenience stores or warehouse clubs), or purchases made through online dining delivery services.

Only Purchases Earn Points. You'll earn Points for purchases using your Card Account, minus returns and refunds.

The following types of transactions don't qualify as purchases that earn Points:

  • Use of checks that access your Card Account
  • Balance transfers
  • Cash advances
  • Travelers checks, foreign currency purchases, money orders, wire transfers and similar cash-like transactions
  • Lottery tickets, gaming chips and similar betting transactions
  • Interest and account fees
  • Unauthorized charges
  • Items returned for credit

Merchant Classification for Rewards Categories
Merchants are assigned a merchant category code ("MCC"), which is determined in accordance with Visa / Mastercard / American Express procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category, your purchase will not qualify for additional points. For example, you won't earn additional points for purchases at a restaurant located within a retailer if the restaurant is assigned a "retailer" code instead of a "restaurant" code. Please also note – purchases made through mobile/wireless technology may not earn additional points depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine which purchases qualify for additional points. Please see our Earning Points FAQs at thankyou.com/help for more information.

Fraud, Misuse, Abuse, or Suspicious Activity:

If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against You. This may include, without limitation and without prior notice, any or all of the following

  • Taking away your accrued Points
  • Stopping You from earning Points
  • Suspending or closing your Citi Account or ThankYou Account
  • Taking legal action to recover Rewards redeemed because of such activity and to recover our monetary losses, including litigation costs and damages

Some examples of fraud, misuse, abuse and suspicious activity include:

  • Buying or selling Points other than as permitted under the Program
  • Repeatedly opening Card Accounts or Citibank Checking Accounts for the primary purpose of acquiring Points
  • Using your Card Accounts or Citibank Checking Account in an abusive manner for the primary purpose of acquiring Points
  • Using your Card Account other than primarily for personal, consumer or household purposes
  • Points redemptions that You didn’t authorize

Please contact the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) immediately if You suspect your ThankYou Account is the target of fraud or suspicious activity.

Banking Relationship Annual Credit
To qualify for the statement credit, you must have an open and current Citi Prestige Card account with an assessed $495 Annual Fee and assessed $75 Authorized User Fee with a qualifying open Citigold Account (subject to the terms of your Citigold account), as of the date the statement credit is posted to your Card Account. Annually, the statement credit will be posted to your Card Account within three (3) billing cycles after the date your Annual Fee is charged to your Card Account.

$250 Travel Credit

Your Card Account is eligible to receive statement credits of up to $250 per calendar year for Travel Purchases made by the Primary cardmember or Authorized Users and which appear on your billing statement during that calendar year ("Travel Credit"). Citi will automatically post available Travel Credit(s) after eligible Travel Purchases appear on your statement. Please allow one to two billing cycles after the qualifying purchase is charged to your Card Account for statement credit(s) to be posted to the account.
Travel purchases are defined as purchases made within the travel category, including purchases from airlines, hotels, car rental agencies, travel agencies/travel aggregators/tour operators, commuter transportation, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, cruise lines, bridge and road tolls, parking lots/garages, and bus lines. Cardmembers are responsible for payment of all charges on the Card Account regardless of eligibility for statement credit. The Travel Credit is intended only for personal travel, and not for business travel.

Additional Qualifying Purchase Categories

Supermarket Purchases are defined as purchases made within the Supermarket category. Purchases that won't count toward the Expanded Travel Credit are those made at general merchandise/discount superstores, freezer/meat locker provisioners, dairy product stores, miscellaneous food/convenience stores, markets, drugstores, warehouse clubs, wholesale clubs, specialty vendors, bakeries, candy stores, nut stores, confectionery stores, and meal kit delivery services. Purchases made at online supermarkets which are not classified as a supermarket by using the supermarket merchant code also won't count toward the Expanded Travel Credit. Restaurant Purchases are defined as purchases made within the Restaurant category. Purchases that won't count toward the Expanded Travel Credit are those made at bakeries, caterers, and restaurants located inside other establishments (such as hotels, department stores, grocery stores, discount and convenience stores or warehouse clubs).

Priority Pass Select Lounge Access Terms and Conditions

Primary and Authorized users are granted complimentary access to the Priority Pass lounges and allowed a maximum of up to two guests or and immediate family members (spouse, domestic partner and/or children under 18 years of age). Any additional guests will be charged a $27 per guest, per visit charge. For the full conditions of use please visit http://www.prioritypass.com/Conditions-of-use.cfm.

Complimentary Fourth Night Hotel Benefit

Cardmembers will enjoy acomplimentary fourth night with no black–out dates ("Fourth Night"), when booking at least four consecutive nights at any hotel only through Thankyou.com or by phone at 1–800–ThankYou (powered by Connexions) and subject to additional requirements stated below. All bookings must be made either online at thankyou.com or by phone at 1-800-THANKYOU in order to be eligible for the Fourth Night benefit. The amount due to you for the Fourth Night benefit will be based on the average nightly rate of your stay (excluding taxes and fees). When booked through Thankyou.com or 1–800–ThankYou, the complimentary night savings will be provided at the time of booking. Cardmembers are eligible for no more than two complimentary Fourth Night benefits per Card Account per calendar year. To receive your Fourth Night benefit, you must: 1) book a minimum of a four–consecutive–night hotel stay through thankyou.com and 2) pay for your complete stay with your Citi Prestige Card, a redemption of ThankYou Points, or a combination of ThankYou Points and your Citi Prestige Card. You must prepay for your reservation. As stated above, you will receive the complimentary night savings, based on the average nightly rate of your stay (excluding taxes and fees), at the time of your reservation.
If booked through Thankyou.com, all reservations must be changed or cancelled through Thankyou.com or by calling 1–800–THANKYOU.

Eligibility Requirements

  • Reservations must be made by the primary cardmember. Reservations can be in the primary cardmember or Authorized Users' name.
  • Only one complimentary night is eligible per each stay. A stay is consecutive nights booked and stayed on one reservation and does not include back-to back stays. Back-to back stays are stays at the same hotel booked on two reservations (as an example, you book four nights at a hotel on one reservation for Monday, Tuesday, Wednesday and Thursday and book another four nights on another reservation for Friday, Saturday, Sunday, and Monday. In this situation, you would only be eligible for one complimentary night for the eight-night stay).
  • For group reservations, or other reservations consisting of multiple rooms, only one room will qualify for one complimentary night.
  • Packaged rates, such as air and hotel, hotel and car rental do not qualify for this benefit.
  • Hotel imposed fees and incidental guest charges are the cardmember's responsibility and are not included in the calculation of the Complimentary Fourth Night benefit.
  • Reservations made through any party or channel other than Thankyou.com are not eligible for the Complimentary Fourth Night benefit.
  • The complimentary Fourth Night benefit is intended only for personal use by the primary cardmember, and not for business travel.

For additional information, please visit the FAQ section at www.citi.com/citiprestige

Global Entry or TSA Pre ✓® Application Fee Credit

Your Card Account is eligible for one application fee credit every five years for either the Global Entry or the TSA Pre ✓® program. The application fee for the Global Entry program is $100, and the application fee for the TSA Pre ✓® program is $85. The application fee must be charged to your Citi Prestige card to qualify for this credit. Once the application fee has been charged to your Card Account, you will receive an equivalent statement credit within two billing cycles. Complete details on both programs, including full terms and conditions, are available on their websites. For Global Entry, visit globalentry.gov. For TSA Pre✓®, visit tsa.gov.

Global Entry is a program operated by U.S. Customs and Border Protection (CBP), and TSA Pre ✓® is a program operated by U.S. Transportation Security Administration (TSA). Applications are made directly with these organizations, and this information is not shared with Citi, nor does Citi have access to CBP or TSA records. Citi does not share account information with CBP or TSA. Decisions to approve/deny applications are made solely by these organizations, and Citi has no influence over these decisions. Citi is not notified of approvals or denials to applications.

Points Transfer

You will need an account with one of the participating loyalty programs in order to transfer points. Following a transfer of ThankYou® Points the resulting reward currency will be subject to the terms and conditions of the applicable Travel Loyalty Program. Timing of posting may vary depending on the Travel Loyalty Program and may take as long as 14 days to process. A submitted request to transfer Points may not be canceled and the Points in a submitted request may not be returned to your ThankYou Account. ThankYou Rewards is not responsible for, or affiliated with, the Travel Loyalty Programs. Citi makes no representation regarding travel services provided by any of the Travel Loyalty Programs. Additional ThankYou terms and conditions apply and are available at https://www.thankyou.com/tc.jspx.

Must be a TrueBlue® member and must register your membership number in advance to participate in this program/promotion. TrueBlue membership, and the earning and redemption of TrueBlue points are subject to TrueBlue Terms and Conditions. Visit https://trueblue.jetblue.com/web/trueblue/terms-and-conditions for complete program Terms and Conditions

TrueBlue® is a registered trademark of JetBlue Airways Corporation.

The Lost Wallet® Service

Emergency card replacement outside of the continental U.S. may take a minimum of 48 hours. There may be a service fee associated with a request for 24-hour card replacement.

Citi Entertainment®
Offers on Citi Entertainment® are available to Citi credit card members and Citibank Debit Mastercard® customers. Some restrictions apply. See citientertainment.com for specific offer details and information. Citi is not responsible for products or services offered by other companies.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

We have the right to add, modify, or delete any Citi Prestige Card benefit, service, or feature at our discretion, at any time. Citi is not responsible for the products or services offered by other companies or third parties.

© Citibank, N.A. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.