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Citi® / AAdvantage Business™ card

For business owners

Earn AAdvantage® bonus miles

for your business after $ in purchases in the first months2
Annual Fee, waived for the first year1
Free

First checked bag on domestic American

Airlines itineraries2

Apply now
This offer may not be available if you leave this page. Offers may vary and this offer may not be available in other places where the card is offered. American Airlines AAdvantage® new cardmember bonus offer not available if you have received a new account bonus for or converted another Citi credit card account to a Citi® / AAdvantage® Business account in the past 48 months.
Earn 2 AAdvantage® miles for your business on every $1 spent on eligible American Airlines purchases2
Earn 2 AAdvantage® miles for your business on every $1 spent at car rental merchants and gas stations2
Earn 2 AAdvantage® miles for your business on every $1 spent at telecommunications merchants and cable and satellite providers2
Earn 1 AAdvantage® mile for your business on every $1 spent on all other purchases2

Benefits for the business traveler

Preferred boarding on American Airlines flights

Save time and be more productive with early access to overhead bins.2

First checked bag free on domestic American Airlines itineraries

First checked bag free on domestic American Airlines itineraries for you and up to 4 companions traveling with you on the same reservation.2

Savings on inflight purchases

25% savings on inflight food, beverages and Wi-Fi purchases when you use your card on American Airlines flights.2

Annual Fee1
Waived for the first year.
Variable APR1
% - %
on purchases based on your creditworthiness

Empowering businesses and rewarding travelers

Earn more as an AAdvantage® miles Business™ member

The AAdvantage Business™ program rewards companies with AAdvantage® miles on all business travel booked at aa.com, while also rewarding individual employees with Loyalty Points.

Streamline travel management

Your AAdvantage Business™ program membership also includes a suite of tools to simplify booking, reporting and travel management. For complete details about the AAdvantage Business™ program, visit aa.com/aadvantagebusiness

TWO WAYS TO EARN AND ENJOY

AAdvantage® miles

Earn AAdvantage® miles for your business on eligible purchases. Use your AAdvantage® miles for flights to nearly 1,100 destinations worldwide on American Airlines, oneworld® and partner airlines. Miles can also be redeemed for seat upgrades, car rentals, hotel stays, vacation packages and more.

Loyalty Points

Each cardmember (primary and employees) earns 1 Loyalty Point for every $1 spent on their business card purchases. Status members have access to even more exclusive perks designed to enhance their travel experience. Enjoy complimentary premium cabin upgrades, complimentary Main Cabin Extra and Preferred Seats, and same-day standby priority. Benefits vary by status tier.

No foreign transaction fees1

Keep your business expenses and budget on track when you shop overseas.

American Airlines Companion Certificate

Earn an American Airlines Companion Certificate for domestic main cabin travel after you spend $30,000 or more in purchases each cardmembership year and cardmembership is renewed. Redeeming the certificate costs $99 for the ticketing fee, plus taxes and fees, based on itinerary.2

No blackout dates

Travel when you want. Plan your travel freely with no blackout dates when booking with miles.

Add Authorized Users

Receive employee cards at no additional cost1 and earn more miles for your business when employees use their card for purchases.2

No limit on the amount of miles you can earn

There is no maximum number of American Airlines AAdvantage® miles that you can accumulate with your card.

Citi® Quick Lock
Misplaced your card? Use Citi Quick Lock in the Citi Mobile® App or at citi.com to instantly block new charges while allowing recurring transactions to continue without disruption.
24-hour fraud protection
Citi will alert you if we see unusual activity on your account.
Mastercard® ID Theft Protection
The ID Theft Protection program offered by Mastercard® helps eliminate the worry of identity theft by monitoring the information you choose to protect and alerting you if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins. Visit mastercardidps.idprotectiononline.com to learn more.
Chip-based card technology
Chip card technology keeps the same card number but provides you with security and global acceptance.
Automatic account alerts
Stay updated on balance, payments and credit limits via email or text.
Choose your payment due date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Paperless statements and e-communications
Reduce clutter and get your statements and most legal notices online instead of in the mail.
Add Authorized Users
Receive employee cards at no additional cost and earn more miles for your business when employees use their card for purchases.1
24/7 Customer Service
Questions about your Citi® card account? Just call the number on the back of your credit card. Just say "representative" to access fast, live help from a friendly Customer Service representative ready to help with virtually every aspect of your cardmembership (including technical assistance) — 24 hours a day, 365 days a year.
Citi Mobile® App and personal business assistant
Manage your business expenses anytime, anywhere, and get 24/7 assistance for business travel and more.
Contactless pay
Shop safely with a contactless, chip-enabled card. Just tap your card on the payment reader and go in seconds.
Digital wallets
Digital wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets, you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.
Access FICO® Score
Free access to your FICO® Score online to review your credit history.
Citi Entertainment®
Citi Entertainment® is an entertainment access program available to eligible Citi® credit card and Citibank® Debit Card customers. Citi cardmembers get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences to the year's most anticipated concerts, sporting events, arts and culture experiences. To learn more, visit citientertainment.com.
Citi® Flex Pay
Buy now, pay later with Citi® Flex Pay. Pay over time in fixed monthly payments and continue to earn points on purchases. Available on eligible purchases of $75 or more.2
No foreign transaction fees1
Stretch your business budget further on overseas purchases.1

Explore our cards

For your travel needs

Citi® / AAdvantage® Platinum Select® card

 
Premium travel benefits

Citi® / AAdvantage® Globe™ card

 
Admirals Club® membership

Citi® / AAdvantage® Executive card

 
No annual fee

AAdvantage® MileUp® card

 

FAQs

Miles earned from the primary cardholder and Authorized Users post to the company’s AAdvantage Business™ account. Each cardmember (primary and employee) earn Loyalty Points on his or her card purchases. Loyalty Points earned by the primary cardmember post to the primary cardholder’s AAdvantage® account. Loyalty Points earned by the employee post to the employee's AAdvantage® account.

Learn more about the AAdvantage Business™ program: aa.com/aadvantagebusiness

An AAdvantage Business™ account is created with new Citi® / AAdvantage Business™ Mastercard® accounts. As long as there isn't an existing business account, it will be created upon application approval. AAdvantage® bonus miles earned from a new account bonus will post to the company’s AAdvantage Business™ account.

Learn more about the AAdvantage Business™ program: aa.com/aadvantagebusiness

Yes, you can earn Loyalty Points toward status with the Citi® / AAdvantage Business™ Mastercard®. Each cardmember (primary and employees) earns 1 Loyalty Point toward status for every $1 spent on their card.2
Yes, your business has the opportunity to earn American Airlines AAdvantage® bonus miles with the Citi® / AAdvantage Business™ Mastercard®.
Learn more about the current offer
Businesses can transfer these miles to registered business travelers across the company.
No, there’s no fee to add an employee as an Authorized User.1 The business earns American Airlines AAdvantage® miles for purchases made on each employee card. Employees earn Loyalty Points toward their individual AAdvantage® account once they’re registered in both the AAdvantage® and AAdvantage Business™ programs.
Yes, the Citi® / AAdvantage Business™ Mastercard® offers the first checked bag free on domestic American Airlines itineraries for you and up to 4 companions traveling in the same reservation. Companions can be employees or clients. For an Authorized User to get this benefit, they must be one of the 4 companions traveling on the primary cardholder’s reservation.2
Yes, the Citi® / AAdvantage Business™ Mastercard® offers preferred boarding on American Airlines flights. As the primary cardmember, you and up to 4 companions in the same reservation will board in Group 5. For an Authorized User to get this benefit, they must be one of the 4 companions traveling on the primary cardholder’s reservation.2
No, the Citi® / AAdvantage Business™ Mastercard® has no foreign transaction fees for purchases.1
Businesses earn 2 American Airlines AAdvantage® miles for every $1 cardmembers (primary and employees) spend on:
  • Eligible American Airlines purchases
  • Telecommunications merchants
  • Car rental merchants
  • Cable and satellite providers
  • Gas stations

Plus, your business earns 1 AAdvantage® mile per dollar spent on other purchases with your card.

Cardmembers also earn 1 additional Loyalty Point per $1 spent on purchases with their card. This is on top of Loyalty Points earned as an AAdvantage® member and within the AAdvantage Business™ program.

Citi® / AAdvantage Business™ card

Earn AAdvantage® bonus miles

for your business after $ in purchases in the first months2
Apply now
Apply by phone: 1-800-961-5125 TTY: Use 711 or other Relay Service

1Citi® / AAdvantage Business™ World Elite Mastercard® Pricing Details

The standard variable APR for purchases is % - %, based on your creditworthiness. The standard variable APR for cash advances is %. The variable Penalty APR is up to % and may be applied if you make a late payment or make a payment that is returned. The annual fee is . However, this fee is waived for the first 12 months. Minimum interest charge — $. Fee for Foreign Purchases — None. Cash advance fee — either $ or % of the amount of each cash advance, whichever is greater.

Certain terms and conditions apply.

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