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Citi Simplicity® Card

Citi Simplicity® Card

0% Intro APR on purchases and balance transfers for 18 months; after that the variable APR will be 12.99% - 21.99%, based on your creditworthiness.

Citi® Platinum Select® / AAdvantage® World MasterCard®

Citi® Platinum Select® / AAdvantage® World MasterCard®

Citi ThankYou® Preferred Card

Citi ThankYou® Preferred Card

Earn 20,000 bonus ThankYou® Points after qualifying purchases. 0% intro APR on purchases and balance transfers for 12 months

Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card

Earn $100 cash back after you spend $500 in purchases in your first 3 months of cardmembership

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

Our lowest intro APR for 18 months plus VIP treatment

Citi ThankYou® Premier Card

Citi ThankYou® Premier Card

Earn up to 50,000 bonus ThankYou® Points after qualifying purchases

Citi® Hilton HHonors? Visa Signature® Card

Citi® Hilton HHonors? Visa Signature® Card

Earn 40,000 HHonors® Bonus Points after making $1,000 in purchases within 4 months of account opening

Citi® Hilton HHonors? Reserve Card

Citi® Hilton HHonors? Reserve Card

Earn 2 weekend nights after $2,500 in purchases within the first 4 months of cardmembership

CitiBusiness ThankYou® Card

CitiBusiness ThankYou® Card

Citi Executive® / AAdvantage® World EliteTM MasterCard®

Citi Executive® / AAdvantage® World EliteTM MasterCard®

Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases in the first 3 months of cardmembership

Citi Prestige® Card

Citi Prestige® Card

Earn 30,000 bonus points, plus enjoy superior rewards, service and travel benefits

Citi® Gold / AAdvantage® World MasterCard®

Citi® Gold / AAdvantage® World MasterCard®

Earn 25,000 American Airlines AAdvantage® bonus miles after making $750 in purchases in the first 3 months of cardmembership

AT&T Universal Savings and Rewards Card

AT&T Universal Savings and Rewards Card

Save up to 10% on eligible AT&T products & services for the first 12 months; 5% thereafter up to $350 a year

AT&T Universal Savings Platinum Card

AT&T Universal Savings Platinum Card

Earn up to 1.5% back on purchases automatically, with no limit on the amount you can earn each year

Citi ThankYou® Preferred Card for College Students

Citi ThankYou® Preferred Card for College Students

Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.

Citi® Dividend Platinum Select® Visa® Card for College Students

Citi® Dividend Platinum Select® Visa® Card for College Students

Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment each quarter is quick and easy.

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Your Chip Card is simple to use, accepted globally and now in the U.S.

Whether using your Chip Card here in the U.S. or while traveling abroad, we want you to know how it works and be ready to use a chip terminal when making purchases. It's a smart card that's already standard around the world.

Chip Technology is now a built–in feature from Citi and there's nothing you need to do differently in order to start using your Chip Card. If you do not currently have a Chip, it may be added to your existing card at no cost. Your card will retain all of its features and benefits including the same account number. Upgrade Now!

Don't have a Citi Card with Chip? Most of our cards now have a Chip. Click here to find the right card for you.

Enhanced Security

  • The security Chip Technology provides has been used globally for the last decade and is proven to reduce counterfeit fraud.
  • Chip Cards provide better fraud protection than traditional cards when used at a chip enabled terminal. They have an embedded microchip that turns cardmember information into a unique code, making it difficult to duplicate.

Easy and Convenient

Chip Technology is available in the U.S. and Citi wants you to be ready. Simply follow the terminal prompts, outlined below, to make a transaction at a chip terminal:

  1. Insert your credit card into the chip terminal and press the green button to accept the amount (no PIN required).
  2. Be sure to leave your card in the terminal and wait for authorization before removing your card.
  3. Sign the receipt, and off you go.
  • If a merchant does not yet have a chip terminal, just swipe as usual since your card still has a magnetic stripe.
  • For phone and online transactions, just complete your transaction as usual.

Global Acceptance

  • Worldwide Acceptance. Travel with ease and enjoy global acceptance with your Chip Card.
  • Now in the U.S. Credit Card Issuers & Merchants in the U.S. are transitioning to Chip Technology that is in use around the world.

See How Chip Technology Works

Using Your Chip Card
It's simple, but a little different to use. This quick video gets you up to speed fast.


Helpful "EMV Chip Tip" Videos for International Travelers

Chip Technology is the global standard. Watch these short videos to help you prepare for travel abroad with your Chip Card.

At a Restaurant

Safer to use since your credit card never leaves your possession. The chip terminal is brought to you for transactions.

Off the Beaten Path

There's no PIN needed. Just sign the receipt.

Shopping in Town

Your Chip Card is simple, easy and convenient.

In the Train Station

Travel abroad with ease using Chip Technology.

Credit Cards/ Chip Technology
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