Citigold Private Client

Earn $500 for every referral

when you refer New-to-Citi friends and they open an eligible Citibank®  consumer checking account between 01/08/2025 – 07/07/2025, up to a maximum of 20 referral bonuses. Eligible customers only. See Terms and Conditions below.*

Check your email for a shareable referral link or speak to a Wealth Relationship Manager.

Referring your friends and family is easy

Here’s how it works:

  • 1

    Get your referral link

    If you are an eligible customer, you will automatically receive an email from Citi with your unique referral link.

  • 2

    Share with friends and family

    Simply share your unique referral link with friends and family via email.

  • 3

    Earn your referral bonus

    You will receive a $500 bonus for every referral who is new to Citibank checking and opens an eligible checking account using your unique referral link, up to a maximum of 20 referral bonuses.

Referral bonus will be credited to your open, eligible account within 90 calendar days from the date the customer you refer opens a qualifying account.

Ask a Wealth Relationship Manager for program details.

Offer valid for referred accounts opened between 01/08/2025 – 07/07/2025.

Remember, this offer applies to referrals for eligible consumer checking accounts. However, if you have a Citi small business account, you may be able to participate in both referral programs.


If you do not currently receive Member-Get-Member (MGM) emails, check your email preferences to make sure they're up to date.