Citigold®

Earn Up To $4,000

when you refer your friends and they open a new eligible Citibank® consumer checking account. Get $200 for every qualified referral, up to a maximum of 20 referral bonuses. Eligible customers only. See Terms and Conditions below.*

 

Sign in to Get Your Shareable Link

Now referring friends and family is easier than ever

Here’s how it works:

  • 1

    Get your referral link

    Simply sign in to Citibank Online to find your unique referral link.

  • 2

    Share with friends and family

    Share your unique referral link with friends and family.

  • 3

    Earn your referral bonus

    You will receive a $200 bonus for every referral who is new to Citibank checking and opens an eligible checking account using your unique referral link. Maximum 20 referral bonuses per customer — that’s up to $4,000!

The Referral Bonus will be paid between the 90th and 120th calendar day after the Eligible Referee opens their Checking Account and provided that both the Referrer and Referee’s eligible accounts remain open and in good standing.

Offer valid for referred accounts opened between 1/13/2026 – 04/13/2026.

Remember, this offer applies to referrals for eligible consumer checking accounts. However, if you have a Citi small business account, you may be able to participate in both referral programs.

 

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