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As a Citigold Customer, you can expect superior value and high standard of products. All our products
are designed to suit your needs , give you and your finances the attention you deserve. Be it banking, credit, investments, insurance or retirement plans, we manage everything for you in one place,
in the most convenient way. |
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Mutual Funds and alternate investment options. These funds are selected to suit a variety of investment objectives and risk profiles.
As a Citigold customer, you can choose from a variety of Mutua
You can choose mutual funds across diverse asset classes which include Global Equities, Emerging Market Equities, US Equities, Europe Equities, Commodities, Hedge Funds, Bonds & Money . The Fund Houses which have been carefully selected for you are:
The Fund Houses which have been carefully selected for you are:
- Franklin Templeton
- Fidelity
- Permal
- Schroders
- Invesco
- BlackRock Merrill Lynch
- JP Morgan Fleming
- MFS Meridian
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Fixed Income Securities are ideal for investors who want a regular income through coupon payment, as well as for investors looking for an opportunity for capital appreciation through the sale of securities before maturity if the price moves up. You can choose from a vast selection of Fixed Income Securities with a variety of credit quality characteristics, maturities and yields to meet your individual objectives. |
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Citigold Wealth Management helps you address your life insurance, investment and protection needs with products specially designed for you. These products include Flexible whole life plans and plans that help you save for your childrens’ education and your pension. We help you protect what matters to you no matter what life throws at you.
Our Savings Plans can help you make the most of your savings and are designed to be simple, flexible and can be changed to address your future needs.These plans give you a choice of a range of funds to invest your premiums in.
help you decide how long you want to save, how much and which currency you want to save and the level and type of insurance protection you want. |
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Our Whole Life Plans are innovative lifetime protection policies specially designed for your needs flexible to accommodate changes to benefits as the circumstances of your life changes. these plans can give you high levels of Financial protection providing for family members left behind. you can choose a range of other protection needs like Critical Illness, Family Income Benefit,Accidental Death Benefit, Accidental Death Benefit. |
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| Our Single Premium Investment Bond `International Wealth Account’ provides both flexibility and choice,acting as a `wrapper’ around your investment portfolio. the IWA is an investment plan that aims to increase the value of the money you invest. The IWA is available as a life insurance plan with no fixed term and a capital redemption bond with a fixed term of 99years.This plan lets you take money out of the plan as regular or occasional withdrawals if you choose. |
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Structured Notes are financial instruments,specially designed to take advantage of market opportunities and at the same time offer you capital protection. Such capital protected structured notes offer you a chance to participate in equity markets across the globe, FX, Commodities and Interest Linked Instruments. Structured Notes help your investments grow and at the same time offers you complete peace of mind.
Hence, when you invest in a Structured Note, you may get:
(a) Principal Protection and (b) Returns linked to the performance of an underlying market parameter.
| You can use your securities as collateral to borrow for investments, as well as almost for any other business or personal purpose. |
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- Attractive rates
- Borrow up to 95% of the value of your portfolio
- Interest charged on the utilized amount only
- Convenient process and access to funds
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Citibank Premium Accounts
Premium Accounts offer you the potential to earn better interest rates than a regular Foreign Currency Time Deposit. With a Citibank Premium Account, you invest by choosing any two currencies offered by Citibank and you get the opportunity for much higher returns on your money. You can choose from an extensive range of 8 currencies - USD, Euro, GBP, CAD, AUD, CHF, JPY and NZD - offering you 56 possible currency combinations for booking a Premium Account. |
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(SIP) is a simple, time-honored strategy designed to help you accumulate wealth by investing fixed amounts at regular frequency. This results in a disciplined investment strategy over the long term, which helps in planning a better financial future.
What you could achieve by having SIP
- Inculcates and encourages a savings habit.
- Power of Compounding. Dollar Cost Averaging
- Dollar Cost Averaging – Anti Dote to Market Volatility. Investing systematically results in you buying fewer units when the equity markets are high and more units when the equity markets are low, thereby bringing down your average cost.
- SIP helps you avoid the common error of sentimentally investing larger amounts in bullish markets or smaller amounts during bearish markets.
- Freedom & flexibility - To build your SIP, you can choose from over a range of funds spread across various asset classes.
- Light on Wallet – With a monthly contribution of as little as US$500 towards your SIP, you can easily include this without altering your monthly budgets/financial allocations
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It provides quick, secure and frequent access to funds on demand through a variety of different channels.
Features
- Available in UAE Dirhams, US Dollars, Euro or Pound Sterling
- FreeEmirates-Citibank ATM/Debit Card or Citibank ATM/Debit Card
- Earn high interests
- Monthly Statements
- Traveler’s Checks and Foreign Exchange Services at select branches
- International ATM Access
- Global Network
- 24-hour CitiPhone Banking Service
- Citibank Online
- Citibank Alerting Services
- Citigold Home Connect
- Citigold Global Access
- Dedicated Relationship Managers
- Dedicated Teller Counter
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This account is a combination of the advantages of a Current Account and a Savings Account and is good for any individuals who want to get easy access to their funds anytime.
Features
- Available in UAE Dirhams
- FreeEmirates-Citibank ATM/Debit Card or Citibank ATM/Debit Card
- Monthly Statements
- Check Book Facility
- International ATM Access
- Global Network
- 24-hour CitiPhone Banking Service
- Citibank Online
- Citibank Alerting Services
- Citigold Home Connect
- Citigold Global Access
- Dedicated Relationship Managers
- Dedicated Teller Counter
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This account gives you the liquidity and the flexibility such as advantage account and interest rate. |
Features
- Available in UAE Dirhams only
- Free Emirates-Citibank ATM/Debit Card or Citibank ATM/Debit Card
- Earn high interests
- Monthly Statements
- Check Book Facility
- Traveler’s Checks and Foreign Exchange Services at select branches
- International ATM Access
- Global Network
- 24-hour CitiPhone Banking Service
- Citibank Online
- Citibank Alerting Services
- Citigold Home Connect
- Citigold Global Access
- Dedicated Relationship Managers
- Dedicated Teller Counter
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This account gives you the liquidity and the flexibility offered by Savings or Checking Plus accounts and offers better rates of interest for higher deposit amounts.
Features
- Available in UAE Dirhams
- Emirates-Citibank ATM/Debit Card or Citibank ATM/Debit Card
- Earn high interests: You will earn interest based on the amount in the account. The more the balance, the higher the interest.
- Monthly Statements
- Check Book Facility
- International ATM Access
- Global Network
- 24-hour CitiPhone Banking Service
- Citibank Online
- Citibank Alerting Services
- Citigold Home Connect
- Citigold Global Access
- Dedicated Relationship Managers
- Dedicated Teller Counter
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Perfect account for customers who wish to earn interest rate along with miles on quarterly basis
Features
- Available in UAE Dirhams
- Emirates-Citibank ATM/Debit Card
- Earn high interests
- Monthly Statements
- Check Book Facility
- International ATM Access
- Global Network
- 24-hour CitiPhone Banking Service
- Citibank Online
- Citibank Alerting Services
- Citigold Home Connect
- Citigold Global Access
- Dedicated Relationship Managers
- Dedicated Teller Counter
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If any individuals want to save some money for short-term needs and if they do not want to use their money right away or do not want to intend on having much account activity in the month, then Savings Account is your best choice.
Features
- Available in UAE Dirhams, US Dollars, Euro or Pound Sterling
- Free Emirates-Citibank ATM/Debit Card or Citibank ATM/Debit Card
- Earn high interests
- Monthly Statements
- International ATM Access
- Global Network
- 24-hour CitiPhone Banking Service
- Citibank Online
- Citibank Alerting Services
- Citigold Home Connect
- Citigold Global Access
- Dedicated Relationship Managers
- Dedicated Teller Counter
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This account is suited for short period investment. It is good for individuals who want to earn better interests than a savings account and get easy access to their money.
Features
- Available in UAE Dirhams, US Dollars, Euro or Pound Sterling
- Free Emirates-Citibank ATM/Debit Card or Citibank ATM/Debit Card
- Earn high interests
- Monthly Statements
- International ATM Access
- Global Network
- 24-hour CitiPhone Banking Service
- Citibank Online
- Citibank Alerting Services
- Citigold Home Connect
- Citigold Global Access
- Dedicated Relationship Managers
- Dedicated Teller Counter
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As a Citigold Customer, you can expect superior value and high standard of products. All our products
are designed to suit your needs , give you and your finances the attention you deserve. Be it banking, credit, investments, insurance or retirement plans, we manage everything for you in one place,
in the most convenient way. |
Perfect account for those who wish to have a short-term deposit with better returns.
Features
- Available in UAE Dirhams, US Dollars, Euro or Pound Sterling
- Earn competitive rate of return in a risk-free account
- Have a choice of tenure which varies from 1,2,3,6 months and 1 year
- You will earn interest based on the amount and period of the deposit
- The applicable rate is applied based on the day the deposit is opened or renewed
- The interest rate applied on the day the time deposit was booked will not change until time deposit matures
- Be able to obtain an overdraft facility against a time deposit
- 24-hour CitiPhone Banking Service
- Citigold Home Connect (only on the Citigold page)
- Citigold Global Access (only on the Citigold page)
- Dedicated Relationship Managers (only on the Citigold page)
- Dedicated Teller Counter (only on the Citigold page)
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Unfixed Time Deposit is an overdraft facility which is secured against a pledge of Time Deposit and the overdraft credit line can be used through an ordinary account.
Features
- Available in UAE Dirhams or US Dollars
- Will have access to funds through a credit line without breaking the deposit with the applicable line amounts as below:
- 95% of Time Deposit amount if Time Deposit is in USD or AED
- 75% of Time Deposit amount if Time Deposit is in other currencies
- Emirates-Citibank ATM/Debit Card or Citibank ATM/Debit Card
- Monthly Statements
- International ATM Access
- Global Network
- 24-hour CitiPhone Banking Service
- Citibank Online
- Citibank Alerting Services
- 24-hour CitiPhone Banking Service
- Citigold Home Connect
- Citigold Global Access
- Dedicated Relationship Managers
- Dedicated Teller Counter
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Citibank, the world's largest financial institution now empowers you with the cutting edge advantages of two versatile accounts. Call us today and handle your financial requirements not just in the UAE but back home in India as well.
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Enjoy all the benefits of a regular UAE account and a safe, convenient and cost effective way to transfer funds to Pakistan and empower yourself with the cutting edge advantages of two versatile accounts:
The Citibank AED and the Citibank Rupee Current Account / Rupee Savings Ultimate Account.
It has been our constant endeavor to give you the best in banking. We welcome you to a new experience that brings Pakistan closer to you with the Citibank Rupee Current Account and Rupee Savings Ultimate Account, while managing your personal financial needs with the Citibank AED account. So call us today and handle your financial requirements not just in the UAE but back home in Pakistan as well
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The Citibank Rupee Current Account and Rupee Savings Ultimate Account gives you unparalleled advantage** |
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- Convenience of opening an account back home in Pakistan in the branch/city of your choice from UAE.
- Instant money transfers from your AED account to your Rupee Current Account or Savings Ultimate Account in Pakistan using our exclusive online Citibank Global Transfers facility.
- All your transfers home will be safe and secure as the transactions are routed through our bank.
- Earn up to 5% annualized rate of expected return on the balance available in your Savings Ultimate Account ***
- Easy access and account management.
- Free Debit Card and cheque book for your family in Pakistan*
- Free Debit Card and cheque book for you*
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With the Citibank AED Account, you also get the advantage of: |
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- Access your money anytime while it earns attractive interest rate
- Free international ATM Card and personalized Cheque Book
- Access to your money across the global network of Citibank ATMs.
- 24/7 CitiPhone Banking Service to transfer funds, or to order drafts from the comfort of your home.
- Citibank Online - get the power to perform most of your banking activities from the comfort of your home or office, anytime.
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That's not all, open a Rupee Current Account with just USD 20,000 or a Rupee Savings Ultimate Account with just USD 50,000 and enjoy unbeatable advantage of a Citigold Membership for yourself and your joint account holder in Pakistan!
The quickest and easiest way to connect to Pakistan is now yours, with your Citibank AED Account and Rupee Checking Account. |
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*The minimum relationship balance required for a Citigold Member is USD 100,000. |
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Whether yours is a running business or a new venture, financial planning is extremely crucial for your success. CitiBusiness offers an unmatched range of products & services specifically designed for medium-sized firms.
Our team of experienced professionals and international network will provide the financial solutions to assist your business compete effectively locally and in the global economy. As a leading international bank, you can enjoy a unique banking experience as clients are assured of high quality, efficient and cost-effective services.
The CitiBusiness unit is located at the Al Wasl Building, next to Wafi Mall on the Mezannine Floor. Our operating hours are 8:00 a.m. - 5:00 p.m. Saturday - Thursday.
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For more details on our products and services please click here or call CitiBusiness Service Desk on +971 4 604 4055.
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If you are looking for investment opportunities that could help you diversify your portfolio, have business interests across the globe, are considering overseas education for children or simply want to invest offshore while you live and / or work in the UAE, then Citi International Personal Bank could help.
When you invest offshore with Citi International Personal Bank you benefit from access to global markets and a wide range of investment and banking products in the well-established, secure and highly regulated centres of London, Jersey and Singapore. |
Benefits you can enjoy from Citi International Personal Bank
Citi International Personal Bank provides a complimentary service to Citibank UAE by offering premium wealth management services for the international investor as well as international expatriate banking.
As a client you will have access to a fully investment qualified and dedicated Relationship Manager who will work with you to develop an offshore investment plan to meet your financial needs. All the Relationship Managers are either experienced in investments, or actually grew up in the region and can understand the cultural sensitivities - making sure that you can quickly grow a relationship based on shared experiences.
You can invest in a variety of currencies across a whole range of products, from simple deposits to long term investments all designed to grow your wealth, as well as enjoying Citi’s first class online banking and fee-free global transfers. Terms and conditions apply.
Find out more
To find out more about investing with Citi International Personal Bank and which centre is right for you please click the website link below or visit your local Citibank UAE branch:
To invest in London and Jersey: www.ipb.citi.com
To invest in Singapore: www.ipb.citibank.com.sg
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Much more than
just finance
Citibank provides you with a range of attractive loan packages to choose from. Citibank offers you both Personal Loans or Auto Loans whether you are a UAE national or an expatriate who is living in the UAE. When you decide to take a loan from Citibank, one of our experienced staff will visit you at your own convenience to assist you. |
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Salary Transfer Loans are available to UAE nationals and expatriate residents. In order to qualify, you must be currently working in a government or large private organization and getting your salary transfer to citibank
Insurance Coverage:
Citibank requires your loan to be covered by life insurance, which will repay the outstanding balance of your loan in case of the borrower's death. This product features pre-approval and guaranteed issuance of cover provided by ALICO. There are no medical examinations required. This is a built in insurance feature to protect the loan outstanding amount in case of loss of life. Alternatively, if you have a life insurance policy, then you may provide the policy with beneficiary being Citibank and would not be charged for this life insurance offering. |
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Personal Installment Loan is available to UAE nationals and expatriate residents. In order to qualify, you must be currently working in a government or large private organization. No salary transfer will be required to avail this loan
Go ahead even if you have an existing loan with another bank. Take your dream holiday, furnish your home, pay your children's school fees or meet an emergency with the Personal Installment Loan and pay in convenient monthly installments.
Insurance Coverage:
Citibank requires your loan to be covered by life insurance, which will repay the outstanding balance of your loan in case of the borrower's death. This product features pre-approval and guaranteed issuance of cover provided by ALICO. There are no medical examinations required. This is a built in insurance feature to protect the loan outstanding amount in case of loss of life. Alternatively, if you have a life insurance policy, then you may provide the policy with beneficiary being Citibank and would not be charged for this life insurance offering. |
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