Enjoy the flexibility to convert your purchases on Citibank Credit Card to an Easy Installment Plan of up to 60 months. The Easy Installment Plan is available on retail transactions over AED 200. Get rewarded on each installment with Skywards Miles/Travel Pass Points/CitiDollars. So buy today, and pay later!
To calculate Easy Installment plan, pleaseclick here.
Easy Installment Plan - Flat rate per month for tenors 3 months- 60 months: 1.15%
Tenor in months
3
6
9
12
18
24
36
48
60
Reducing balance interest rate per annum
20.58
23.28
24.20
24.57
24.72
24.59
24.09
23.51
22.96
Calculate your installment:
To book your transactions into
Easy Installment Plans, call CitiPhone Banking Services on
+9714 311 4000 or SMS ‘EIP’ to 2484 (CITI).
Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please click here. The offer is available on a best-effort basis and at the sole discretion of Citibank, N. A. Open to all Basic and Supplementary Citibank Credit Cardmembers. Citibank N.A. makes no warranties and assumes no responsibility in respect to the products and services provided by partners.
Loan
on Phone
You have access to a hassle-free loan which requires no salary transfer and no income documents. You can convert a portion of the limit on your Citibank Credit Card to a loan which can be repaid over easy installments of up to 60 months.
- No documentation required
- Attractive interest rates as low as 20.58% p.a.
- Repayment plan of upto 60 months
Upon approval your loan amount will be deposited into your Citibank Current or Checking account. Alternatively, you can opt to get a Manager’s Check to be couriered to your billing address.
Use our online calculator to calculate your Loan on Phone monthly payments.
Loan on Phone - Flat rate per month for tenors 3 months- 9 months: 1.15%
Flat rate per month for tenors 12 months - 36 months: 1.1%
Flat rate per month for tenors 48 months - 60 months: 1.15%
Tenor in months
3
6
9
12
18
24
36
48
60
Reducing balance interest rate per annum
20.58
23.28
24.20
23.53
23.70
23.59
23.13
23.51
22.96
Calculate your installment:
For more information, call our 24-Hour CitiPhone Banking Service on +9714 311 4000 or SMS LOP to 2484 (CITI).
Loan On Phone is not applicable for Silver Basic Card.
All loans are subject to bank's approval and at the sole discretion of Citibank, N.A. The offer is available on a best-effort basis. Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please click here. Minimum loan amount of AED 1,000. The loan amount approved will be a part of the Credit Card limit.
InstaLoan
is an additional credit facility up to AED 28,000 above the existing spending limit on your Citibank Credit Card. It is extended in the form of a loan, which is paid back through monthly installments. It offers a hassle free solution to meet your financial needs with:
Convenience of applying over the phone or through Citibank website and fax
*Eligibility, amounts and terms are subject to Citibank approval. The monthly InstaLoan Installments will be billed to the monthly Credit Card Statement and will be included in the Current Balance amount. Customers already enrolled in Credit Shield Plus enjoy coverage of the total outstanding amount on the Credit Card which includes associated products like InstaLoan. The Credit Shield Plus premium will be adjusted accordingly, subject to approval of the InstaLoan. Credit Shield Plus is an optional benefit and is not required to obtain or maintain a Credit Card or its associated products. Citibank Terms and Conditions and Fees & Charges apply and are subject to change without prior notice. For the current Terms and Conditions and Schedule of Fees & Charges, please click on the links provided below: Terms and Conditions Schedule of Fees & Charges
is an additional credit facility up to AED 28,000 above the existing spending limit on your Citibank Credit Card. It is extended in the form of a loan, which is paid back through monthly installments. It offers a hassle free solution to meet your financial needs with:
