Stephen currently serves as General Counsel for GWM and GCG in EMEA.  Prior to this position he was General Counsel of GCG International.

His previous assignment was as Ajay Banga's General Counsel in the North American Retail Bank, which was comprised of the Consumer Asset Division, the Commercial Businesses Group, Primerica Financial Services, and the Retail Distributions Group. 

Prior to his role as GC of NARB, Stephen was the General Counsel to the Commercial Businesses Group, which Ellen Alemany had formed from the former Citicapital leasing business, and commercial banking and real estate operations from the retail bank. 

Stephen joined Citigroup as GC of the Citimortgage, Inc. in November 2002 when we acquired Golden State Bancorp.  He had been the GC and EVP of Community Affairs, Fair Lending and Compliance.

Stephen started his career as an associate with the firm of Semmes, Bowen & Semmes in Baltimore, Maryland, where he worked in the corporate, financial institutions and professional services departments. 

Stephen graduated from Colby College, in Waterville, Maine with a degree in French literature in 1984 and received his JD from Washington and Lee University, School of Law in 1988.