Under the slogan "I feel like shopping - I have money to go shopping," Citi Handlowy encourages its customers to use an overdraft facility. All customers who apply for an unsecured overdraft by the end of August will be offered an attractive interest rate on the overdraft. Additionally, they will be exempt from paying a fee for twelve months and they will be able to use the facility at no interest for seven days each month.

Customers who open an overdraft facility by the end of August will be offered a revolving loan on special terms. For the first twelve months they will be exempt from paying an overdraft fee. Additionally, they will be offered a very attractive overdraft interest rate depending on the type of account. Holders of CitiGold accounts with Citi Handlowy who open an overdraft will pay an interest rate of only 9.95% per annum. For CitiOne and CitiKonto accounts, the overdraft interest rate will also be reduced to 11.95% per annum.

An overdraft line of credit is available to all Citi Handlowy customers who have a current account with the bank denominated in PLN regardless of their account type and who meet the credit policy criteria. It is a revolving line of credit, which means that every time the balance is paid off, the overdraft limit goes back up. The promotion of the overdraft will continue until August 31.