Under the equity compensation plan, selected employees are offered awards in the form of Citigroup stock or Citigroup stock options. Detailed information on the equity compensation plan as well as the related expenses incurred by the Company is provided in explanatory note 11 - "General administrative expenses" as well as explanatory note 41 - "Employee benefits" to the Annual Financial Statements of Bank Handlowy w Warszawie S.A. for the period ended 31 December 2007. The Annual Financial Statements of Bank Handlowy w Warszawie S.A. for the period ended 31 December 2007 are available in the Investor Relations/Financial Results section.