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<description>
	This file contains a description of a current Citi employee and description of the employee experience through a set of questions and answers.
</description>
<profile 
	fname="Sergio" 
	lname="Fernandez"
	pid="329"
	title="Associate"
	education="Master in European Business, ESCP-EAP; BA (Hons) Business Studies and Finance, University of Westminster"
	program="Investment Research"
	level="analyst"
	region="Western Europe"
	>
	
	<question qtext="What advice would you offer prospective candidates on transitioning from school to the workplace?"><![CDATA[
		<p><span><font size="2">My advice would be to forget about student life. It might sound harsh, but the truth is that the workplace is a completely different environment to University. You need to be prepared to learn fast, work hard (sometimes under strong pressure) and give the most of you. Student life is over, but you should be ready for a far more challenging and fulfilling life!!!</font></span></p>
	]]></question>
	
	<question qtext="What do you consider Citi&#039;s competitive edge?"><![CDATA[
		<p>I would basically consider two aspects: Citi&rsquo;s global reach and its Employees. Citi has a strong presence in almost every region, delivering a wide range of very competitive products to some of the most exigent clients in the market. And these products and services would never exist if it weren&rsquo;t for Citi people. Citi does not only employ people with different backgrounds, taking diversity and equal opportunities very seriously (no matter what race, religion or sexual orientation you are), but also hires the best professionals in the market, taking special emphasis on training and personal development.</p>
	]]></question>
	
	<question qtext="How would you describe your team and the people you work with?"><![CDATA[
		<p>My workplace is very peculiar. I am based in the Madrid office and although I work for the Spanish Small/Mid Caps team, the Madrid research office is itself a broader team formed of different Spanish analysts of various sectors (Utilities, Construction, Banks&hellip;). We are all very different, with diverse backgrounds, nationalities and personalities, but we all benefit from the experience and knowledge of each other. I consider myself very lucky for working with a driven and pleasant team formed by some of the best professionals in this sector.</p>
	]]></question>
	
	<question qtext="What other groups do you liaise with regularly within the Firm?"><![CDATA[
		<p>Within Citi we liaise mainly with Sales and Trading, but also with corporate marketing. Externally we are in constant contact with institutional investors and the senior management of the different companies we cover.</p>
	]]></question>
	
	<question qtext="How do you apply your degree to what you&#039;re doing now?"><![CDATA[
		<p>I obtained a Master's in Business at ESCP-EAP where we covered basic concepts which are very handy on my day-to-day job. However, most of the skills necessary for my role have been learned on the job. I am constantly learning new things on a daily basis especially from the senior analysts in my team.</p>
	]]></question>
	
	<question qtext="What skills have you found to be the most useful in your position?"><![CDATA[
		<p>Extreme attention to detail, the ability to multi-task and analytical skills are always very important&hellip;but not useful if you are not motivated and determined to give your best.</p>
	]]></question>
	
</profile>
<profilehtml><![CDATA[
<div id="profilecnt">
<img src="/citigroup/graduaterecruitment/img/profile/p329.jpg" width="200" height="200" />
<p>Name: Sergio Fernandez</p>
<p>Title: Associate</p>
<p>Education: Master in European Business, ESCP-EAP; BA (Hons) Business Studies and Finance, University of Westminster</p>
<p>Program: Investment Research</p>
<p>Level: analyst</p>
<p>Region: Western Europe</p>
<dl>

	<dt>What advice would you offer prospective candidates on transitioning from school to the workplace?</dt>
	<dd><p><span><font size="2">My advice would be to forget about student life. It might sound harsh, but the truth is that the workplace is a completely different environment to University. You need to be prepared to learn fast, work hard (sometimes under strong pressure) and give the most of you. Student life is over, but you should be ready for a far more challenging and fulfilling life!!!</font></span></p></dd>

	<dt>What do you consider Citi&#039;s competitive edge?</dt>
	<dd><p>I would basically consider two aspects: Citi&rsquo;s global reach and its Employees. Citi has a strong presence in almost every region, delivering a wide range of very competitive products to some of the most exigent clients in the market. And these products and services would never exist if it weren&rsquo;t for Citi people. Citi does not only employ people with different backgrounds, taking diversity and equal opportunities very seriously (no matter what race, religion or sexual orientation you are), but also hires the best professionals in the market, taking special emphasis on training and personal development.</p></dd>

	<dt>How would you describe your team and the people you work with?</dt>
	<dd><p>My workplace is very peculiar. I am based in the Madrid office and although I work for the Spanish Small/Mid Caps team, the Madrid research office is itself a broader team formed of different Spanish analysts of various sectors (Utilities, Construction, Banks&hellip;). We are all very different, with diverse backgrounds, nationalities and personalities, but we all benefit from the experience and knowledge of each other. I consider myself very lucky for working with a driven and pleasant team formed by some of the best professionals in this sector.</p></dd>

	<dt>What other groups do you liaise with regularly within the Firm?</dt>
	<dd><p>Within Citi we liaise mainly with Sales and Trading, but also with corporate marketing. Externally we are in constant contact with institutional investors and the senior management of the different companies we cover.</p></dd>

	<dt>How do you apply your degree to what you&#039;re doing now?</dt>
	<dd><p>I obtained a Master's in Business at ESCP-EAP where we covered basic concepts which are very handy on my day-to-day job. However, most of the skills necessary for my role have been learned on the job. I am constantly learning new things on a daily basis especially from the senior analysts in my team.</p></dd>

	<dt>What skills have you found to be the most useful in your position?</dt>
	<dd><p>Extreme attention to detail, the ability to multi-task and analytical skills are always very important&hellip;but not useful if you are not motivated and determined to give your best.</p></dd>

</dl>
</div>
]]></profilehtml>
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