Online Data Policy

This explains the policy and practices of Citibank^® Canada and Citi™ Cards Canada (collectively, "Citibank"), regarding the information we gather when you visit the Citi Cards Canada Website. We may modify this Online Data Policy at our sole discretion anytime by changing the notice you see here. Unless otherwise specified, the following terms do not apply to the website of any other Citigroup company, or any other website, even if it is accessible through a link from the Citi Cards Website. This Online Data Policy is consistent with and remains subject to Citigroup Canada's Privacy Notice.

Cookies

A cookie is a piece of information which a web server may place on your computer when you visit a website. Cookies are commonly used by websites to improve the user experience and have not been known to transmit computer viruses or otherwise harm your computer. Many cookies last only through a single session or visit. Others may have an expiration date, or may remain on your computer until you delete them.

How we use Cookies

We use cookies for a number of purposes - for example:

• To maintain continuity during a user session
• To gather data about the usage of our website for research and other purposes
• To store your preferences for certain kinds of information and marketing offers
• To store a username or encrypted customer identification number, so that you do not have to provide this information every time you return to our site

Our cookies will track only your activity relating to our online promotions, which may be located at our website or the websites of others, and your online activity on our website. They will not track your other Internet activity. Cookies set by us cannot be read by and are not shared with any non-Citigroup website, although we may share some of the cookie information we gather with other Citigroup companies.

Our cookies typically do not gather personally identifiable information. However, in the event we obtain your consent, we may combine our cookie data with personally identifiable information you provide to us (such as your email address) so that you may receive marketing offers specifically suited to your needs.

General Website Practices

In addition to the information we collect from cookies, we also obtain information which you provide to us online - for example, when you pay your credit card statement online, when you submit an application, when you set preferences or otherwise communicate with us. In some cases, we retain both the cookie information and/or the information you provide to us online - for example, to complete a transaction you requested or to keep historical records of your past transactions.

Our information sharing practices with affiliates and outside companies is the same with respect to data collected both online and offline, and is governed by Citigroup Canada's Privacy Notice.